BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Greensboro draws $1,995 per month in 2026

    Permalinkbahratedesk.com/greensboro-nc/o-3/without/ExcelCSVDownloads cover this station.
    Greensboro, NC
    O-3 · without dependents
    $1,995/ month
    $23,940 / year
    At O-3, this is #223 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA NC184 · ZIPs 27009 27010 27012 27023 27040 27045 +80 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,558 / mo gross
    Other dependency status here$2,259 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Greensboro — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,680$1,260
    E-2$1,680$1,260
    E-3$1,680$1,260
    E-4$1,680$1,260
    E-5$1,809$1,440
    E-6$2,109$1,581
    E-7$2,163$1,683
    E-8$2,220$1,875
    E-9$2,319$1,956
    Warrant officer
    W-1$2,127$1,650
    W-2$2,184$1,872
    W-3$2,262$1,968
    W-4$2,340$2,115
    W-5$2,445$2,175
    Officer — prior enlisted
    O-1E$2,169$1,806
    O-2E$2,247$1,938
    O-3E$2,358$2,100
    Officer
    O-1$1,851$1,551
    O-2$2,106$1,770
    O-3$2,259$1,995
    O-4$2,472$2,157
    O-5$2,631$2,187
    O-6$2,649$2,238
    O-7$2,664$2,274
    PCS compareGreensboro · O-3 · $1,995/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$648+$7,776/yr · like +$9,969 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Tallahassee$2,010
    San Antonio (JBSA)$2,007
    Mobile$2,001
    Fort Campbell$1,995
    Greensboro$1,995
    Lincoln$1,992
    Bangor$1,989
    Bismarck$1,980
    Mountain Home AFB$1,977
    Youngstown$1,344

    Greensboro is #223 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Greensboro0 – $2,274 / month
    E-1$1,260
    E-2$1,260
    E-3$1,260
    E-4$1,260
    E-5$1,440
    E-6$1,581
    E-7$1,683
    E-8$1,875
    E-9$1,956
    W-1$1,650
    W-2$1,872
    W-3$1,968
    W-4$2,115
    W-5$2,175
    O-1E$1,806
    O-2E$1,938
    O-3E$2,100
    O-1$1,551
    O-2$1,770
    O-3$1,995
    O-4$2,157
    O-5$2,187
    O-6$2,238
    O-7$2,274

    Promoting to O-4 here adds $162 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Greensboro to San Francisco at O-3 is worth $3,336 a month — about 21 promotions worth of housing allowance, at $162 per grade here.

    02

    Dependency status is worth 13% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,995 a month of BAH takes more than $1,995 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.