BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 with dependents at Gulfport draws $1,614 per month in 2026

    Permalinkbahratedesk.com/gulfport-ms/o-1/with/ExcelCSVDownloads cover this station.
    Gulfport, MS
    O-1 · with dependents
    $1,614/ month
    $19,368 / year
    At O-1, this is #269 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA MS168 · ZIPs 39501 39502 39503 39505 39506 39507 +25 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,069 / mo gross
    Other dependency status here$1,410 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Gulfport — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,509$1,305
    E-2$1,509$1,305
    E-3$1,509$1,305
    E-4$1,509$1,305
    E-5$1,602$1,365
    E-6$1,620$1,416
    E-7$1,770$1,509
    E-8$1,938$1,611
    E-9$2,139$1,617
    Warrant officer
    W-1$1,635$1,488
    W-2$1,836$1,608
    W-3$2,046$1,620
    W-4$2,175$1,653
    W-5$2,331$1,806
    Officer — prior enlisted
    O-1E$1,800$1,599
    O-2E$2,016$1,614
    O-3E$2,199$1,650
    Officer
    O-1$1,614$1,410
    O-2$1,617$1,575
    O-3$2,040$1,623
    O-4$2,379$1,785
    O-5$2,625$1,968
    O-6$2,643$2,025
    O-7$2,658$2,058
    PCS compareGulfport · O-1 · $1,614/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▲ RAISE+$903+$10,836/yr · like +$13,892 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Johnson City$1,623
    Lafayette$1,623
    Goodfellow AFB$1,617
    Sioux Falls$1,617
    Gulfport$1,614
    Peoria$1,614
    Minot AFB$1,605
    County Cost Group 730$1,602
    Fort Rucker$1,602
    Youngstown$1,218

    Gulfport is #269 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Gulfport0 – $2,658 / month
    E-1$1,509
    E-2$1,509
    E-3$1,509
    E-4$1,509
    E-5$1,602
    E-6$1,620
    E-7$1,770
    E-8$1,938
    E-9$2,139
    W-1$1,635
    W-2$1,836
    W-3$2,046
    W-4$2,175
    W-5$2,331
    O-1E$1,800
    O-2E$2,016
    O-3E$2,199
    O-1$1,614
    O-2$1,617
    O-3$2,040
    O-4$2,379
    O-5$2,625
    O-6$2,643
    O-7$2,658

    Promoting to O-2 here adds $3 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Gulfport to San Francisco at O-1 is worth $3,558 a month — about 1186 promotions worth of housing allowance, at $3 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,614 a month of BAH takes more than $1,614 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.