BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E without dependents at Hampton draws $2,409 per month in 2026

    Permalinkbahratedesk.com/hampton-newport-news-va/o-3e/without/ExcelCSVDownloads cover this station.
    Hampton/Newport News, VA
    O-3E · without dependents
    $2,409/ month
    $28,908 / year
    At O-3E, this is #158 of 338 stations loaded · high San Francisco $5,445 · low Youngstown $1,347
    MHA VA297 · ZIPs 23001 23003 23018 23021 23025 23035 +63 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$3,088 / mo gross
    Other dependency status here$2,637 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Hampton — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,082$1,599
    E-2$2,082$1,599
    E-3$2,082$1,599
    E-4$2,082$1,599
    E-5$2,274$1,779
    E-6$2,421$1,905
    E-7$2,439$2,088
    E-8$2,457$2,310
    E-9$2,571$2,343
    Warrant officer
    W-1$2,436$2,022
    W-2$2,445$2,307
    W-3$2,478$2,349
    W-4$2,610$2,415
    W-5$2,778$2,439
    Officer — prior enlisted
    O-1E$2,442$2,271
    O-2E$2,466$2,334
    O-3E$2,637$2,409
    Officer
    O-1$2,301$1,884
    O-2$2,418$2,214
    O-3$2,475$2,361
    O-4$2,835$2,427
    O-5$3,099$2,442
    O-6$3,123$2,451
    O-7$3,144$2,493
    PCS compareHampton · O-3E · $2,409/mo
    Aberdeen Proving Grounds$2,733/mo · $32,796/yr
    ▲ RAISE+$324+$3,888/yr · like +$4,985 of salary

    What this rate means

    O-3E without dependents, nearest stations0 – $5,445 / month
    San Francisco$5,445
    Fort Carson$2,418
    Fairbanks$2,415
    Fort Worth$2,415
    Cleveland$2,412
    Hampton$2,409
    Ocala$2,397
    Grand Rapids$2,394
    Chattanooga$2,391
    Salem$2,391
    Youngstown$1,347

    Hampton is #158 of 338. The spread between the dearest and cheapest station at this grade is $4,098 a month — $49,176 a year, untaxed.

    Every pay grade at Hampton0 – $2,493 / month
    E-1$1,599
    E-2$1,599
    E-3$1,599
    E-4$1,599
    E-5$1,779
    E-6$1,905
    E-7$2,088
    E-8$2,310
    E-9$2,343
    W-1$2,022
    W-2$2,307
    W-3$2,349
    W-4$2,415
    W-5$2,439
    O-1E$2,271
    O-2E$2,334
    O-3E$2,409
    O-1$1,884
    O-2$2,214
    O-3$2,361
    O-4$2,427
    O-5$2,442
    O-6$2,451
    O-7$2,493

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,409 a month of BAH takes more than $2,409 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.