O-5 without dependents, nearest stations0 – $6,162 / month
Westchester County$6,162
Boston$5,019
Long Island$4,938
Martha's Vineyard$4,854
Florida Keys$4,659
Hanscom AFB$4,647
Camp Pendleton$4,548
Kauai County$4,503
Monterey$4,464
San Diego$4,458
Youngstown$1,593
Hanscom AFB is #12 of 338. The spread between
the dearest and cheapest station at this grade is $4,569 a month —
$54,828 a year, untaxed.
Every pay grade at Hanscom AFB0 – $4,839 / month
E-1$3,012
E-2$3,012
E-3$3,012
E-4$3,012
E-5$3,516
E-6$3,801
E-7$3,993
E-8$4,251
E-9$4,329
W-1$3,924
W-2$4,248
W-3$4,341
W-4$4,497
W-5$4,608
O-1E$4,185
O-2E$4,311
O-3E$4,470
O-1$3,780
O-2$4,122
O-3$4,371
O-4$4,584
O-5$4,647
O-6$4,752
O-7$4,839
Promoting to O-6 here adds $105 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Hanscom AFB to Westchester County at O-5 is worth $1,515 a month — about 14 promotions worth of housing allowance, at $105 per grade here.
02
Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $4,647 a month of BAH takes more than $4,647 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.