BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Hartford draws $2,823 per month in 2026

    Permalinkbahratedesk.com/hartford-ct/o-2/without/ExcelCSVDownloads cover this station.
    Hartford, CT
    O-2 · without dependents
    $2,823/ month
    $33,876 / year
    At O-2, this is #57 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA CT050 · ZIPs 06001 06002 06006 06010 06016 06019 +117 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,619 / mo gross
    Other dependency status here$3,327 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Hartford — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,652$2,055
    E-2$2,652$2,055
    E-3$2,652$2,055
    E-4$2,652$2,055
    E-5$2,901$2,274
    E-6$3,330$2,499
    E-7$3,489$2,661
    E-8$3,657$2,991
    E-9$3,867$3,114
    Warrant officer
    W-1$3,351$2,574
    W-2$3,555$2,988
    W-3$3,765$3,132
    W-4$3,903$3,363
    W-5$4,074$3,525
    Officer — prior enlisted
    O-1E$3,519$2,898
    O-2E$3,735$3,087
    O-3E$3,930$3,324
    Officer
    O-1$2,961$2,397
    O-2$3,327$2,823
    O-3$3,759$3,174
    O-4$4,128$3,495
    O-5$4,395$3,588
    O-6$4,431$3,744
    O-7$4,467$3,810
    PCS compareHartford · O-2 · $2,823/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▼ CUT−$411−$4,932/yr · like −$6,323 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Annapolis$2,874
    Willow Grove$2,871
    Santa Fe$2,856
    Fort G. G. Meade$2,850
    Hartford$2,823
    Sacramento$2,805
    Newport$2,796
    JB McGuire-Dix-Lakehurst$2,793
    County Cost Group 880$2,790
    Youngstown$1,176

    Hartford is #57 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Hartford0 – $3,810 / month
    E-1$2,055
    E-2$2,055
    E-3$2,055
    E-4$2,055
    E-5$2,274
    E-6$2,499
    E-7$2,661
    E-8$2,991
    E-9$3,114
    W-1$2,574
    W-2$2,988
    W-3$3,132
    W-4$3,363
    W-5$3,525
    O-1E$2,898
    O-2E$3,087
    O-3E$3,324
    O-1$2,397
    O-2$2,823
    O-3$3,174
    O-4$3,495
    O-5$3,588
    O-6$3,744
    O-7$3,810

    Promoting to O-3 here adds $351 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Hartford to New York City at O-2 is worth $2,268 a month — about 6 promotions worth of housing allowance, at $351 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,823 a month of BAH takes more than $2,823 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.