BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at Hattiesburg draws $1,866 per month in 2026

    Permalinkbahratedesk.com/hattiesburg-ms/o-3/with/ExcelCSVDownloads cover this station.
    Hattiesburg, MS
    O-3 · with dependents
    $1,866/ month
    $22,392 / year
    At O-3, this is #322 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA MS172 · ZIPs 39401 39402 39403 39404 39406 39407 +5 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,392 / mo gross
    Other dependency status here$1,470 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Hattiesburg — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,317$1,143
    E-2$1,317$1,143
    E-3$1,317$1,143
    E-4$1,317$1,143
    E-5$1,395$1,194
    E-6$1,524$1,239
    E-7$1,644$1,314
    E-8$1,782$1,428
    E-9$1,950$1,464
    Warrant officer
    W-1$1,539$1,302
    W-2$1,701$1,425
    W-3$1,869$1,467
    W-4$1,980$1,545
    W-5$2,118$1,674
    Officer — prior enlisted
    O-1E$1,668$1,392
    O-2E$1,845$1,446
    O-3E$2,001$1,512
    Officer
    O-1$1,419$1,233
    O-2$1,521$1,374
    O-3$1,866$1,470
    O-4$2,160$1,647
    O-5$2,370$1,779
    O-6$2,388$1,848
    O-7$2,400$1,878
    PCS compareHattiesburg · O-3 · $1,866/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▲ RAISE+$1,206+$14,472/yr · like +$18,554 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    County Cost Group 590$1,881
    Cannon AFB$1,875
    Erie$1,872
    County Cost Group 580$1,869
    Hattiesburg$1,866
    Charleston$1,860
    County Cost Group 570$1,857
    County Cost Group 560$1,848
    Saginaw$1,842
    Anniston$1,686

    Hattiesburg is #322 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Hattiesburg0 – $2,400 / month
    E-1$1,317
    E-2$1,317
    E-3$1,317
    E-4$1,317
    E-5$1,395
    E-6$1,524
    E-7$1,644
    E-8$1,782
    E-9$1,950
    W-1$1,539
    W-2$1,701
    W-3$1,869
    W-4$1,980
    W-5$2,118
    O-1E$1,668
    O-2E$1,845
    O-3E$2,001
    O-1$1,419
    O-2$1,521
    O-3$1,866
    O-4$2,160
    O-5$2,370
    O-6$2,388
    O-7$2,400

    Promoting to O-4 here adds $294 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Hattiesburg to Westchester County at O-3 is worth $4,767 a month — about 16 promotions worth of housing allowance, at $294 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,866 a month of BAH takes more than $1,866 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.