W-3 with dependents, nearest stations0 – $6,654 / month
Westchester County$6,654
Fitchburg$4,068
Washington$4,023
Providence$4,017
West Palm Beach$3,981
Hawaii County$3,948
New Haven$3,846
County Cost Group 890$3,831
Brunswick$3,783
Vandenberg SFB$3,783
Anniston$1,689
Hawaii County is #41 of 338. The spread between
the dearest and cheapest station at this grade is $4,965 a month —
$59,580 a year, untaxed.
Every pay grade at Hawaii County0 – $4,332 / month
E-1$3,447
E-2$3,447
E-3$3,447
E-4$3,447
E-5$3,594
E-6$3,837
E-7$3,876
E-8$3,915
E-9$3,993
W-1$3,855
W-2$3,891
W-3$3,948
W-4$4,014
W-5$4,104
O-1E$3,879
O-2E$3,936
O-3E$4,026
O-1$3,630
O-2$3,834
O-3$3,945
O-4$4,128
O-5$4,263
O-6$4,299
O-7$4,332
Promoting to W-4 here adds $66 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Hawaii County to Westchester County at W-3 is worth $2,706 a month — about 41 promotions worth of housing allowance, at $66 per grade here.
02
Dependency status is worth 6% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $3,948 a month of BAH takes more than $3,948 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.