BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Holloman AFB draws $1,869 per month in 2026

    Permalinkbahratedesk.com/holloman-afb-alamogordo-nm/o-4/without/ExcelCSVDownloads cover this station.
    Holloman AFB/Alamogordo, NM
    O-4 · without dependents
    $1,869/ month
    $22,428 / year
    At O-4, this is #290 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA NM205 · ZIPs 88310 88311 88314 88317 88325 88330 +10 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,396 / mo gross
    Other dependency status here$2,175 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Holloman AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,419$1,131
    E-2$1,419$1,131
    E-3$1,419$1,131
    E-4$1,419$1,131
    E-5$1,590$1,197
    E-6$1,869$1,401
    E-7$1,890$1,425
    E-8$1,899$1,650
    E-9$1,980$1,725
    Warrant officer
    W-1$1,887$1,416
    W-2$1,896$1,647
    W-3$1,908$1,737
    W-4$2,007$1,863
    W-5$2,136$1,881
    Officer — prior enlisted
    O-1E$1,893$1,587
    O-2E$1,902$1,710
    O-3E$2,028$1,860
    Officer
    O-1$1,632$1,245
    O-2$1,866$1,536
    O-3$1,905$1,764
    O-4$2,175$1,869
    O-5$2,376$1,884
    O-6$2,394$1,887
    O-7$2,406$1,911
    PCS compareHolloman AFB · O-4 · $1,869/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▲ RAISE+$996+$11,952/yr · like +$15,323 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Oklahoma City$1,890
    County Cost Group 710$1,887
    Springfield$1,884
    Terre Haute$1,884
    Holloman AFB$1,869
    Lubbock$1,869
    County Cost Group 700$1,866
    Fort Polk$1,866
    Sparta$1,866
    Youngstown$1,497

    Holloman AFB is #290 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Holloman AFB0 – $1,911 / month
    E-1$1,131
    E-2$1,131
    E-3$1,131
    E-4$1,131
    E-5$1,197
    E-6$1,401
    E-7$1,425
    E-8$1,650
    E-9$1,725
    W-1$1,416
    W-2$1,647
    W-3$1,737
    W-4$1,863
    W-5$1,881
    O-1E$1,587
    O-2E$1,710
    O-3E$1,860
    O-1$1,245
    O-2$1,536
    O-3$1,764
    O-4$1,869
    O-5$1,884
    O-6$1,887
    O-7$1,911

    Promoting to O-5 here adds $15 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Holloman AFB to Westchester County at O-4 is worth $4,005 a month — about 267 promotions worth of housing allowance, at $15 per grade here.

    02

    Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,869 a month of BAH takes more than $1,869 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.