BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 with dependents at Huntsville draws $2,229 per month in 2026

    Permalinkbahratedesk.com/huntsville-al/w-3/with/ExcelCSVDownloads cover this station.
    Huntsville, AL
    W-3 · with dependents
    $2,229/ month
    $26,748 / year
    At W-3, this is #237 of 338 stations loaded · high Westchester County $6,654 · low Anniston $1,689
    MHA AL003 · ZIPs 35016 35175 35601 35602 35603 35609 +65 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,858 / mo gross
    Other dependency status here$1,947 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Huntsville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,668$1,284
    E-2$1,668$1,284
    E-3$1,668$1,284
    E-4$1,668$1,284
    E-5$1,797$1,443
    E-6$2,079$1,557
    E-7$2,133$1,671
    E-8$2,187$1,860
    E-9$2,286$1,935
    Warrant officer
    W-1$2,097$1,635
    W-2$2,154$1,857
    W-3$2,229$1,947
    W-4$2,307$2,085
    W-5$2,415$2,142
    Officer — prior enlisted
    O-1E$2,139$1,794
    O-2E$2,214$1,917
    O-3E$2,325$2,070
    Officer
    O-1$1,839$1,536
    O-2$2,076$1,758
    O-3$2,226$1,974
    O-4$2,445$2,127
    O-5$2,607$2,154
    O-6$2,625$2,205
    O-7$2,640$2,241
    PCS compareHuntsville · W-3 · $2,229/mo
    Aberdeen Proving Grounds$3,075/mo · $36,900/yr
    ▲ RAISE+$846+$10,152/yr · like +$13,015 of salary

    What this rate means

    W-3 with dependents, nearest stations0 – $6,654 / month
    Westchester County$6,654
    Whiteman AFB$2,247
    Columbia$2,235
    Fort Huachuca$2,235
    Baton Rouge$2,232
    Huntsville$2,229
    Seymour Johnson AFB$2,229
    Scott AFB$2,211
    County Cost Group 760$2,208
    Fort Wayne$2,208
    Anniston$1,689

    Huntsville is #237 of 338. The spread between the dearest and cheapest station at this grade is $4,965 a month — $59,580 a year, untaxed.

    Every pay grade at Huntsville0 – $2,640 / month
    E-1$1,668
    E-2$1,668
    E-3$1,668
    E-4$1,668
    E-5$1,797
    E-6$2,079
    E-7$2,133
    E-8$2,187
    E-9$2,286
    W-1$2,097
    W-2$2,154
    W-3$2,229
    W-4$2,307
    W-5$2,415
    O-1E$2,139
    O-2E$2,214
    O-3E$2,325
    O-1$1,839
    O-2$2,076
    O-3$2,226
    O-4$2,445
    O-5$2,607
    O-6$2,625
    O-7$2,640

    Promoting to W-4 here adds $78 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Huntsville to Westchester County at W-3 is worth $4,425 a month — about 57 promotions worth of housing allowance, at $78 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,229 a month of BAH takes more than $2,229 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.