BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-5 with dependents at Jackson draws $2,790 per month in 2026

    Permalinkbahratedesk.com/jackson-ms/w-5/with/ExcelCSVDownloads cover this station.
    Jackson, MS
    W-5 · with dependents
    $2,790/ month
    $33,480 / year
    At W-5, this is #169 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA MS170 · ZIPs 39041 39042 39043 39045 39046 39047 +56 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$3,577 / mo gross
    Other dependency status here$2,316 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Jackson — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,818$1,422
    E-2$1,818$1,422
    E-3$1,818$1,422
    E-4$1,818$1,422
    E-5$1,920$1,608
    E-6$2,163$1,722
    E-7$2,286$1,818
    E-8$2,418$1,974
    E-9$2,598$2,037
    Warrant officer
    W-1$2,181$1,797
    W-2$2,340$1,971
    W-3$2,505$2,049
    W-4$2,634$2,184
    W-5$2,790$2,316
    Officer — prior enlisted
    O-1E$2,307$1,917
    O-2E$2,481$2,022
    O-3E$2,658$2,154
    Officer
    O-1$1,956$1,716
    O-2$2,160$1,890
    O-3$2,502$2,070
    O-4$2,841$2,289
    O-5$3,084$2,361
    O-6$3,108$2,484
    O-7$3,129$2,526
    PCS compareJackson · W-5 · $2,790/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$558+$6,696/yr · like +$8,585 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Cleveland$2,817
    Carlisle Barracks$2,811
    New Orleans$2,805
    Volusia County$2,802
    Jackson$2,790
    Hampton$2,778
    Columbus$2,766
    Fort Carson$2,754
    County Cost Group 800$2,751
    Youngstown$1,806

    Jackson is #169 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at Jackson0 – $3,129 / month
    E-1$1,818
    E-2$1,818
    E-3$1,818
    E-4$1,818
    E-5$1,920
    E-6$2,163
    E-7$2,286
    E-8$2,418
    E-9$2,598
    W-1$2,181
    W-2$2,340
    W-3$2,505
    W-4$2,634
    W-5$2,790
    O-1E$2,307
    O-2E$2,481
    O-3E$2,658
    O-1$1,956
    O-2$2,160
    O-3$2,502
    O-4$2,841
    O-5$3,084
    O-6$3,108
    O-7$3,129

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,790 a month of BAH takes more than $2,790 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.