BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,181 Without $1,803

E-5 at Jacksonville draws $2,181 per month with dependents in 2026, $1,803 without

Permalink bahratedesk.com/jacksonville-fl/ Excel CSV
Jacksonville, FL
E-5 · with dependents
$2,181/ month
$26,172 / year
At E-5, this is #145 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA FL058 · ZIPs 32003 32004 32006 32030 32033 32043 +70 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,796 / mo gross
Without dependents here $1,803 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Jacksonville · E-5 · $2,181/mo
Jacksonville $2,181/mo · $26,172/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Jacksonville — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,046 $1,623
E-2 $2,046 $1,623
E-3 $2,046 $1,623
E-4 $2,046 $1,623
E-5 $2,181 $1,803
E-6 $2,241 $1,920
E-7 $2,283 $2,049
E-8 $2,331 $2,199
E-9 $2,424 $2,205
Warrant officer
W-1 $2,256 $2,010
W-2 $2,301 $2,196
W-3 $2,367 $2,208
W-4 $2,445 $2,241
W-5 $2,550 $2,292
Officer — prior enlisted
O-1E $2,289 $2,178
O-2E $2,355 $2,202
O-3E $2,463 $2,229
Officer
O-1 $2,196 $1,908
O-2 $2,238 $2,139
O-3 $2,364 $2,211
O-4 $2,580 $2,277
O-5 $2,736 $2,301
O-6 $2,757 $2,343
O-7 $2,775 $2,382

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Jacksonville $2,181
Charlotte $2,169
Panama City $2,163
County Cost Group 820 $2,160
Memphis $2,154
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Durham $2,118
Anniston $1,185

Jacksonville is #145 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Jacksonville0 – $2,775 / month
E-1 $2,046
E-2 $2,046
E-3 $2,046
E-4 $2,046
E-5 $2,181
E-6 $2,241
E-7 $2,283
E-8 $2,331
E-9 $2,424
W-1 $2,256
W-2 $2,301
W-3 $2,367
W-4 $2,445
W-5 $2,550
O-1E $2,289
O-2E $2,355
O-3E $2,463
O-1 $2,196
O-2 $2,238
O-3 $2,364
O-4 $2,580
O-5 $2,736
O-6 $2,757
O-7 $2,775

The pay chart moves this allowance far less than the map does.

Moving from Jacksonville to San Francisco at E-5 is worth $2,946 a month — about 49 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.