BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,823 Without $2,421

E-5 at JB McGuire-Dix-Lakehurst draws $2,823 per month with dependents in 2026, $2,421 without

Permalink bahratedesk.com/jb-mcguire-dix-lakehurst-nj/ Excel CSV
JB McGuire-Dix-Lakehurst, NJ
E-5 · with dependents
$2,823/ month
$33,876 / year
At E-5, this is #67 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NJ204 · ZIPs 08005 08006 08008 08011 08015 08016 +53 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,619 / mo gross
Without dependents here $2,421 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare JB McGuire-Dix-Lakehurst · E-5 · $2,823/mo
JB McGuire-Dix-Lakehurst $2,823/mo · $33,876/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

JB McGuire-Dix-Lakehurst — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,715 $2,085
E-2 $2,715 $2,085
E-3 $2,715 $2,085
E-4 $2,715 $2,085
E-5 $2,823 $2,421
E-6 $3,444 $2,610
E-7 $3,486 $2,715
E-8 $3,525 $2,952
E-9 $3,642 $3,135
Warrant officer
W-1 $3,465 $2,691
W-2 $3,501 $2,949
W-3 $3,555 $3,159
W-4 $3,678 $3,450
W-5 $3,831 $3,492
Officer — prior enlisted
O-1E $3,489 $2,820
O-2E $3,543 $3,096
O-3E $3,702 $3,438
Officer
O-1 $2,904 $2,604
O-2 $3,438 $2,793
O-3 $3,552 $3,219
O-4 $3,882 $3,477
O-5 $4,122 $3,495
O-6 $4,155 $3,531
O-7 $4,188 $3,594

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Worcester $2,919
Sacramento $2,904
Fort G. G. Meade $2,901
Hartford $2,901
JB Elmendorf-Richardson $2,874
Ketchikan $2,868
Kodiak Island $2,865
County Cost Group 880 $2,850
Newport $2,847
Denver $2,841
JB McGuire-Dix-Lakehurst $2,823
Boulder $2,754
Cape May $2,754
Everett $2,748
Tampa $2,709
Fort Myers Beach $2,694
Fort Pierce $2,691
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Anniston $1,185

JB McGuire-Dix-Lakehurst is #67 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at JB McGuire-Dix-Lakehurst0 – $4,188 / month
E-1 $2,715
E-2 $2,715
E-3 $2,715
E-4 $2,715
E-5 $2,823
E-6 $3,444
E-7 $3,486
E-8 $3,525
E-9 $3,642
W-1 $3,465
W-2 $3,501
W-3 $3,555
W-4 $3,678
W-5 $3,831
O-1E $3,489
O-2E $3,543
O-3E $3,702
O-1 $2,904
O-2 $3,438
O-3 $3,552
O-4 $3,882
O-5 $4,122
O-6 $4,155
O-7 $4,188

The pay chart moves this allowance far less than the map does.

Moving from JB McGuire-Dix-Lakehurst to San Francisco at E-5 is worth $2,304 a month — about 4 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.