BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,556 Without $2,121

E-5 at JB Lewis-McChord draws $2,556 per month with dependents in 2026, $2,121 without

Permalink bahratedesk.com/jblm/ Excel CSV
Tacoma, WA
E-5 · with dependents
$2,556/ month
$30,672 / year
At E-5, this is #87 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA WA311 · ZIPs 98303 98304 98321 98323 98327 98328 +94 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,277 / mo gross
Without dependents here $2,121 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare JB Lewis-McChord · E-5 · $2,556/mo
JB Lewis-McChord $2,556/mo · $30,672/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

JB Lewis-McChord — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,370 $2,034
E-2 $2,370 $2,034
E-3 $2,370 $2,034
E-4 $2,370 $2,034
E-5 $2,556 $2,121
E-6 $2,919 $2,199
E-7 $2,994 $2,376
E-8 $3,072 $2,634
E-9 $3,180 $2,736
Warrant officer
W-1 $2,940 $2,313
W-2 $3,024 $2,631
W-3 $3,126 $2,751
W-4 $3,201 $2,931
W-5 $3,297 $3,009
Officer — prior enlisted
O-1E $3,006 $2,553
O-2E $3,108 $2,712
O-3E $3,216 $2,913
Officer
O-1 $2,607 $2,178
O-2 $2,916 $2,496
O-3 $3,123 $2,784
O-4 $3,324 $2,991
O-5 $3,471 $3,030
O-6 $3,501 $3,102
O-7 $3,525 $3,156

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Anniston $1,185

JB Lewis-McChord is #87 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at JB Lewis-McChord0 – $3,525 / month
E-1 $2,370
E-2 $2,370
E-3 $2,370
E-4 $2,370
E-5 $2,556
E-6 $2,919
E-7 $2,994
E-8 $3,072
E-9 $3,180
W-1 $2,940
W-2 $3,024
W-3 $3,126
W-4 $3,201
W-5 $3,297
O-1E $3,006
O-2E $3,108
O-3E $3,216
O-1 $2,607
O-2 $2,916
O-3 $3,123
O-4 $3,324
O-5 $3,471
O-6 $3,501
O-7 $3,525

The pay chart moves this allowance far less than the map does.

Moving from JB Lewis-McChord to San Francisco at E-5 is worth $2,571 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.