E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco$5,127
Knoxville$2,184
Spokane$2,184
Grand Haven$2,181
Jacksonville$2,181
Charlotte$2,169
Panama City$2,163
County Cost Group 820$2,160
Memphis$2,154
Grand Rapids$2,148
Lemoore NAS$2,139
Kings Bay$2,133
Salt Lake City$2,130
Eastern Shore$2,121
Durham$2,118
Fort Worth$2,118
Ogden$2,118
Rome$2,109
Myrtle Beach$2,097
Raleigh$2,091
Bridgeport$2,085
Omaha$2,085
Anniston$1,185
Kings Bay is #153 of 338. The spread between the
dearest and cheapest station at this grade is $3,942 a month —
$47,304 a year, untaxed.
Every pay grade at Kings Bay0 – $2,955 / month
E-1$2,016
E-2$2,016
E-3$2,016
E-4$2,016
E-5$2,133
E-6$2,157
E-7$2,250
E-8$2,352
E-9$2,499
W-1$2,172
W-2$2,292
W-3$2,421
W-4$2,529
W-5$2,664
O-1E$2,265
O-2E$2,400
O-3E$2,550
O-1$2,145
O-2$2,154
O-3$2,418
O-4$2,706
O-5$2,916
O-6$2,937
O-7$2,955
The pay chart moves this allowance far less than the map does.
Moving from Kings Bay to San Francisco at E-5
is worth $2,994 a month — about 125 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
Things the rate table doesn't tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.