BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Kings Bay draws $2,154 per month in 2026

    Permalinkbahratedesk.com/kings-bay-brunswick-ga/o-2/with/ExcelCSVDownloads cover this station.
    Kings Bay/Brunswick, GA
    O-2 · with dependents
    $2,154/ month
    $25,848 / year
    At O-2, this is #210 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA GA074 · ZIPs 31520 31521 31522 31523 31524 31525 +15 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,762 / mo gross
    Other dependency status here$2,097 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Kings Bay — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,016$1,656
    E-2$2,016$1,656
    E-3$2,016$1,656
    E-4$2,016$1,656
    E-5$2,133$1,806
    E-6$2,157$1,905
    E-7$2,250$2,019
    E-8$2,352$2,145
    E-9$2,499$2,151
    Warrant officer
    W-1$2,172$1,989
    W-2$2,292$2,142
    W-3$2,421$2,154
    W-4$2,529$2,169
    W-5$2,664$2,271
    Officer — prior enlisted
    O-1E$2,265$2,130
    O-2E$2,400$2,148
    O-3E$2,550$2,160
    Officer
    O-1$2,145$1,896
    O-2$2,154$2,097
    O-3$2,418$2,157
    O-4$2,706$2,247
    O-5$2,916$2,304
    O-6$2,937$2,400
    O-7$2,955$2,439
    PCS compareKings Bay · O-2 · $2,154/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$585+$7,020/yr · like +$9,000 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    Kansas City$2,172
    Toledo$2,163
    Jackson$2,160
    Fort Gordon$2,154
    Kings Bay$2,154
    El Centro$2,148
    Lexington$2,148
    Fort Bliss$2,145
    Fort Knox$2,133
    Youngstown$1,332

    Kings Bay is #210 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Kings Bay0 – $2,955 / month
    E-1$2,016
    E-2$2,016
    E-3$2,016
    E-4$2,016
    E-5$2,133
    E-6$2,157
    E-7$2,250
    E-8$2,352
    E-9$2,499
    W-1$2,172
    W-2$2,292
    W-3$2,421
    W-4$2,529
    W-5$2,664
    O-1E$2,265
    O-2E$2,400
    O-3E$2,550
    O-1$2,145
    O-2$2,154
    O-3$2,418
    O-4$2,706
    O-5$2,916
    O-6$2,937
    O-7$2,955

    Promoting to O-3 here adds $264 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Kings Bay to San Francisco at O-2 is worth $3,297 a month — about 12 promotions worth of housing allowance, at $264 per grade here.

    02

    Dependency status is worth 3% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,154 a month of BAH takes more than $2,154 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.