BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 without dependents at Lafayette draws $1,746 per month in 2026

    Permalinkbahratedesk.com/lafayette-la/o-3/without/ExcelCSVDownloads cover this station.
    Lafayette, LA
    O-3 · without dependents
    $1,746/ month
    $20,952 / year
    At O-3, this is #279 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344
    MHA LA118 · ZIPs 70380 70501 70502 70503 70504 70505 +24 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$2,238 / mo gross
    Other dependency status here$2,040 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Lafayette — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,449$1,140
    E-2$1,449$1,140
    E-3$1,449$1,140
    E-4$1,449$1,140
    E-5$1,584$1,245
    E-6$1,845$1,380
    E-7$1,914$1,452
    E-8$1,992$1,641
    E-9$2,112$1,710
    Warrant officer
    W-1$1,860$1,413
    W-2$1,944$1,638
    W-3$2,043$1,722
    W-4$2,139$1,854
    W-5$2,262$1,929
    Officer — prior enlisted
    O-1E$1,926$1,581
    O-2E$2,025$1,695
    O-3E$2,157$1,833
    Officer
    O-1$1,623$1,311
    O-2$1,842$1,542
    O-3$2,040$1,746
    O-4$2,298$1,911
    O-5$2,484$1,950
    O-6$2,502$2,019
    O-7$2,517$2,052
    PCS compareLafayette · O-3 · $1,746/mo
    Aberdeen Proving Grounds$2,643/mo · $31,716/yr
    ▲ RAISE+$897+$10,764/yr · like +$13,800 of salary

    What this rate means

    O-3 without dependents, nearest stations0 – $5,331 / month
    San Francisco$5,331
    Malmstrom SFB$1,767
    Holloman AFB$1,764
    Peoria$1,752
    County Cost Group 730$1,749
    Lafayette$1,746
    Goodfellow AFB$1,740
    Brownsville$1,728
    County Cost Group 720$1,725
    Montgomery$1,725
    Youngstown$1,344

    Lafayette is #279 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

    Every pay grade at Lafayette0 – $2,052 / month
    E-1$1,140
    E-2$1,140
    E-3$1,140
    E-4$1,140
    E-5$1,245
    E-6$1,380
    E-7$1,452
    E-8$1,641
    E-9$1,710
    W-1$1,413
    W-2$1,638
    W-3$1,722
    W-4$1,854
    W-5$1,929
    O-1E$1,581
    O-2E$1,695
    O-3E$1,833
    O-1$1,311
    O-2$1,542
    O-3$1,746
    O-4$1,911
    O-5$1,950
    O-6$2,019
    O-7$2,052

    Promoting to O-4 here adds $165 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Lafayette to San Francisco at O-3 is worth $3,585 a month — about 22 promotions worth of housing allowance, at $165 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,746 a month of BAH takes more than $1,746 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.