BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,875 Without $1,440

E-5 at Lexington draws $1,875 per month with dependents in 2026, $1,440 without

Permalink bahratedesk.com/lexington-ky/ Excel CSV
Lexington, KY
E-5 · with dependents
$1,875/ month
$22,500 / year
At E-5, this is #204 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA KY107 · ZIPs 40502 40503 40504 40505 40506 40507 +33 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,404 / mo gross
Without dependents here $1,440 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Lexington · E-5 · $1,875/mo
Lexington $1,875/mo · $22,500/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Lexington — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,713 $1,284
E-2 $1,713 $1,284
E-3 $1,713 $1,284
E-4 $1,713 $1,284
E-5 $1,875 $1,440
E-6 $2,151 $1,611
E-7 $2,172 $1,716
E-8 $2,190 $1,938
E-9 $2,304 $2,010
Warrant officer
W-1 $2,169 $1,668
W-2 $2,178 $1,935
W-3 $2,208 $2,022
W-4 $2,343 $2,148
W-5 $2,514 $2,172
Officer — prior enlisted
O-1E $2,175 $1,872
O-2E $2,196 $1,995
O-3E $2,370 $2,142
Officer
O-1 $1,917 $1,545
O-2 $2,148 $1,824
O-3 $2,205 $2,049
O-4 $2,571 $2,160
O-5 $2,841 $2,175
O-6 $2,862 $2,181
O-7 $2,880 $2,217

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
New Orleans $1,905
Bangor $1,893
County Cost Group 790 $1,890
Fort Gordon $1,890
Helena $1,887
Mobile $1,887
Columbia $1,878
Baton Rouge $1,875
Columbus $1,875
Indianapolis $1,875
Lexington $1,875
Abilene $1,872
San Antonio (JBSA) $1,869
Pensacola $1,863
Morehead $1,851
Little Rock $1,848
Shreveport $1,845
Humboldt County $1,827
Tallahassee $1,824
Marquette $1,821
County Cost Group 780 $1,815
Anniston $1,185

Lexington is #204 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Lexington0 – $2,880 / month
E-1 $1,713
E-2 $1,713
E-3 $1,713
E-4 $1,713
E-5 $1,875
E-6 $2,151
E-7 $2,172
E-8 $2,190
E-9 $2,304
W-1 $2,169
W-2 $2,178
W-3 $2,208
W-4 $2,343
W-5 $2,514
O-1E $2,175
O-2E $2,196
O-3E $2,370
O-1 $1,917
O-2 $2,148
O-3 $2,205
O-4 $2,571
O-5 $2,841
O-6 $2,862
O-7 $2,880

The pay chart moves this allowance far less than the map does.

Moving from Lexington to San Francisco at E-5 is worth $3,252 a month — about 12 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.