BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-3 without dependents at Lexington draws $2,022 per month in 2026

    Permalinkbahratedesk.com/lexington-ky/w-3/without/ExcelCSVDownloads cover this station.
    Lexington, KY
    W-3 · without dependents
    $2,022/ month
    $24,264 / year
    At W-3, this is #207 of 338 stations loaded · high San Francisco $5,301 · low Youngstown $1,341
    MHA KY107 · ZIPs 40502 40503 40504 40505 40506 40507 +33 more
    Your grade is calledARMYCW3USMCCWO3NAVYCWO3
    Untaxed — matching it with taxable pay takes$2,592 / mo gross
    Other dependency status here$2,208 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Lexington — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,713$1,284
    E-2$1,713$1,284
    E-3$1,713$1,284
    E-4$1,713$1,284
    E-5$1,875$1,440
    E-6$2,151$1,611
    E-7$2,172$1,716
    E-8$2,190$1,938
    E-9$2,304$2,010
    Warrant officer
    W-1$2,169$1,668
    W-2$2,178$1,935
    W-3$2,208$2,022
    W-4$2,343$2,148
    W-5$2,514$2,172
    Officer — prior enlisted
    O-1E$2,175$1,872
    O-2E$2,196$1,995
    O-3E$2,370$2,142
    Officer
    O-1$1,917$1,545
    O-2$2,148$1,824
    O-3$2,205$2,049
    O-4$2,571$2,160
    O-5$2,841$2,175
    O-6$2,862$2,181
    O-7$2,880$2,217
    PCS compareLexington · W-3 · $2,022/mo
    Aberdeen Proving Grounds$2,619/mo · $31,428/yr
    ▲ RAISE+$597+$7,164/yr · like +$9,185 of salary

    What this rate means

    W-3 without dependents, nearest stations0 – $5,301 / month
    San Francisco$5,301
    Baton Rouge$2,046
    Fargo$2,046
    Fort Wayne$2,043
    Fort Gordon$2,031
    Lexington$2,022
    Corpus Christi$2,019
    Davis-Monthan AFB$2,019
    Des Moines$2,007
    Tallahassee$2,007
    Youngstown$1,341

    Lexington is #207 of 338. The spread between the dearest and cheapest station at this grade is $3,960 a month — $47,520 a year, untaxed.

    Every pay grade at Lexington0 – $2,217 / month
    E-1$1,284
    E-2$1,284
    E-3$1,284
    E-4$1,284
    E-5$1,440
    E-6$1,611
    E-7$1,716
    E-8$1,938
    E-9$2,010
    W-1$1,668
    W-2$1,935
    W-3$2,022
    W-4$2,148
    W-5$2,172
    O-1E$1,872
    O-2E$1,995
    O-3E$2,142
    O-1$1,545
    O-2$1,824
    O-3$2,049
    O-4$2,160
    O-5$2,175
    O-6$2,181
    O-7$2,217

    Promoting to W-4 here adds $126 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Lexington to San Francisco at W-3 is worth $3,279 a month — about 26 promotions worth of housing allowance, at $126 per grade here.

    02

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,022 a month of BAH takes more than $2,022 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.