BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 without dependents at Long Island draws $3,189 per month in 2026

    Permalinkbahratedesk.com/long-island-ny/e-4/without/ExcelCSVDownloads cover this station.
    Long Island, NY
    E-4 · without dependents
    $3,189/ month
    $38,268 / year
    At E-4, this is #7 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA NY218 · ZIPs 00501 00544 06390 11096 11501 11507 +178 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$4,088 / mo gross
    Other dependency status here$4,122 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Long Island — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$4,122$3,189
    E-2$4,122$3,189
    E-3$4,122$3,189
    E-4$4,122$3,189
    E-5$4,425$3,600
    E-6$4,773$3,852
    E-7$4,878$4,134
    E-8$4,992$4,500
    E-9$5,187$4,596
    Warrant officer
    W-1$4,791$4,023
    W-2$4,923$4,497
    W-3$5,064$4,611
    W-4$5,229$4,791
    W-5$5,436$4,902
    Officer — prior enlisted
    O-1E$4,896$4,422
    O-2E$5,043$4,575
    O-3E$5,262$4,764
    Officer
    O-1$4,473$3,816
    O-2$4,770$4,326
    O-3$5,061$4,644
    O-4$5,502$4,878
    O-5$5,823$4,938
    O-6$5,874$5,043
    O-7$5,922$5,136
    PCS compareLong Island · E-4 · $3,189/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▼ CUT−$1,314−$15,768/yr · like −$20,215 of salary

    What this rate means

    E-4 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Santa Clara County$3,318
    Boston$3,258
    Nantucket$3,231
    Northern New Jersey$3,207
    Long Island$3,189
    Westchester County$3,138
    Florida Keys$3,084
    Hanscom AFB$3,012
    Cape Cod-Plymouth$2,949
    Fort Chaffee$879

    Long Island is #7 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Long Island0 – $5,136 / month
    E-1$3,189
    E-2$3,189
    E-3$3,189
    E-4$3,189
    E-5$3,600
    E-6$3,852
    E-7$4,134
    E-8$4,500
    E-9$4,596
    W-1$4,023
    W-2$4,497
    W-3$4,611
    W-4$4,791
    W-5$4,902
    O-1E$4,422
    O-2E$4,575
    O-3E$4,764
    O-1$3,816
    O-2$4,326
    O-3$4,644
    O-4$4,878
    O-5$4,938
    O-6$5,043
    O-7$5,136

    Promoting to E-5 here adds $411 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Long Island to New York City at E-4 is worth $1,644 a month — about 4 promotions worth of housing allowance, at $411 per grade here.

    02

    Dependency status is worth 29% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,189 a month of BAH takes more than $3,189 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.