BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 with dependents at Malmstrom SFB draws $1,539 per month in 2026

    Permalinkbahratedesk.com/malmstrom-sfb-great-falls-mt/e-4/with/ExcelCSVDownloads cover this station.
    Malmstrom SFB/Great Falls, MT
    E-4 · with dependents
    $1,539/ month
    $18,468 / year
    At E-4, this is #251 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA MT175 · ZIPs 59401 59402 59403 59404 59405 59406 +12 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,973 / mo gross
    Other dependency status here$1,266 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Malmstrom SFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,539$1,266
    E-2$1,539$1,266
    E-3$1,539$1,266
    E-4$1,539$1,266
    E-5$1,608$1,392
    E-6$1,821$1,470
    E-7$1,980$1,539
    E-8$2,160$1,656
    E-9$2,346$1,761
    Warrant officer
    W-1$1,839$1,530
    W-2$2,052$1,653
    W-3$2,274$1,764
    W-4$2,373$1,851
    W-5$2,496$2,022
    Officer — prior enlisted
    O-1E$2,013$1,605
    O-2E$2,241$1,698
    O-3E$2,391$1,809
    Officer
    O-1$1,641$1,467
    O-2$1,818$1,590
    O-3$2,268$1,767
    O-4$2,532$1,989
    O-5$2,724$2,088
    O-6$2,745$2,253
    O-7$2,760$2,289
    PCS compareMalmstrom SFB · E-4 · $1,539/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$729+$8,748/yr · like +$11,215 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Yuma$1,551
    Oklahoma City$1,542
    Tulsa$1,542
    Cheyenne$1,539
    Malmstrom SFB$1,539
    Akron$1,536
    Scott AFB$1,536
    Wright-Patterson AFB$1,533
    St Mary And Terrebonne$1,527
    Youngstown$1,134

    Malmstrom SFB is #251 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Malmstrom SFB0 – $2,760 / month
    E-1$1,539
    E-2$1,539
    E-3$1,539
    E-4$1,539
    E-5$1,608
    E-6$1,821
    E-7$1,980
    E-8$2,160
    E-9$2,346
    W-1$1,839
    W-2$2,052
    W-3$2,274
    W-4$2,373
    W-5$2,496
    O-1E$2,013
    O-2E$2,241
    O-3E$2,391
    O-1$1,641
    O-2$1,818
    O-3$2,268
    O-4$2,532
    O-5$2,724
    O-6$2,745
    O-7$2,760

    Promoting to E-5 here adds $69 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Malmstrom SFB to New York City at E-4 is worth $3,528 a month — about 51 promotions worth of housing allowance, at $69 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,539 a month of BAH takes more than $1,539 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.