Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-6 without dependents at Manchester draws $4,224 per month in 2026

    Permalinkbahratedesk.com/manchester-concord-nh/o-6/without/ExcelCSVDownloads cover this station.
    Manchester/Concord, NH
    O-6 · without dependents
    $4,224/ month
    $50,688 / year
    At O-6, this is #29 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665
    MHA NH195 · ZIPs 03031 03033 03043 03045 03046 03047 +63 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$5,415 / mo gross
    Other dependency status here$4,746 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Manchester — full sheetTap a row
    PCS compareManchester · O-6 · $4,224/mo
    Aberdeen Proving Grounds$3,054/mo · $36,648/yr
    ▼ CUT$1,170−$14,040/yr · like −$18,000 of salary

    What this rate means

    O-6 without dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Trenton$4,344
    Oakland$4,341
    Fort Monmouth$4,314
    Portland$4,251
    Manchester$4,224
    Perth Amboy$4,221
    Seattle$4,200
    San Luis Obispo$4,197
    Ventura$4,194
    Anniston$1,665

    Manchester is #29 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

    Every pay grade at Manchester0 – $4,299 / month
    E-1$2,250
    E-2$2,250
    E-3$2,250
    E-4$2,250
    E-5$2,613
    E-6$2,823
    E-7$2,997
    E-8$3,252
    E-9$3,348
    W-1$2,940
    W-2$3,249
    W-3$3,363
    W-4$3,582
    W-5$3,846
    O-1E$3,174
    O-2E$3,327
    O-3E$3,516
    O-1$2,805
    O-2$3,120
    O-3$3,396
    O-4$3,801
    O-5$3,960
    O-6$4,224
    O-7$4,299

    Promoting to O-7 here adds $75 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Manchester to Westchester County at O-6 is worth $2,409 a month — about 32 promotions worth of housing allowance, at $75 per grade here.

    02

    Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,224 a month of BAH takes more than $4,224 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.