BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1 with dependents at Maui County draws $4,386 per month in 2026

    Permalinkbahratedesk.com/maui-county-hi/o-1/with/ExcelCSVDownloads cover this station.
    Maui County, HI
    O-1 · with dependents
    $4,386/ month
    $52,632 / year
    At O-1, this is #9 of 338 stations loaded · high San Francisco $5,172 · low Youngstown $1,218
    MHA HI407 · ZIPs 96708 96713 96729 96732 96733 96742 +13 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$5,623 / mo gross
    Other dependency status here$3,309 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Maui County — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,819$2,865
    E-2$3,819$2,865
    E-3$3,819$2,865
    E-4$3,819$2,865
    E-5$4,329$3,246
    E-6$4,770$3,579
    E-7$5,067$3,846
    E-8$5,382$4,422
    E-9$5,712$4,551
    Warrant officer
    W-1$4,797$3,642
    W-2$5,196$4,419
    W-3$5,586$4,566
    W-4$5,760$4,839
    W-5$5,973$5,136
    Officer — prior enlisted
    O-1E$5,127$4,326
    O-2E$5,529$4,521
    O-3E$5,793$4,764
    Officer
    O-1$4,386$3,309
    O-2$4,767$4,161
    O-3$5,571$4,608
    O-4$6,045$5,088
    O-5$6,378$5,268
    O-6$6,435$5,565
    O-7$6,489$5,667
    PCS compareMaui County · O-1 · $4,386/mo
    Aberdeen Proving Grounds$2,517/mo · $30,204/yr
    ▼ CUT−$1,869−$22,428/yr · like −$28,754 of salary

    What this rate means

    O-1 with dependents, nearest stations0 – $5,172 / month
    San Francisco$5,172
    Santa Clara County$4,704
    Westchester County$4,587
    Long Island$4,473
    Nantucket$4,440
    Maui County$4,386
    Hanscom AFB$4,230
    Martha's Vineyard$4,062
    San Diego$4,032
    Camp Pendleton$4,023
    Youngstown$1,218

    Maui County is #9 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Maui County0 – $6,489 / month
    E-1$3,819
    E-2$3,819
    E-3$3,819
    E-4$3,819
    E-5$4,329
    E-6$4,770
    E-7$5,067
    E-8$5,382
    E-9$5,712
    W-1$4,797
    W-2$5,196
    W-3$5,586
    W-4$5,760
    W-5$5,973
    O-1E$5,127
    O-2E$5,529
    O-3E$5,793
    O-1$4,386
    O-2$4,767
    O-3$5,571
    O-4$6,045
    O-5$6,378
    O-6$6,435
    O-7$6,489

    Promoting to O-2 here adds $381 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Maui County to San Francisco at O-1 is worth $786 a month — about 2 promotions worth of housing allowance, at $381 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,386 a month of BAH takes more than $4,386 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.