BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-7 with dependents at Minneapolis draws $3,435 per month in 2026

    Permalinkbahratedesk.com/minneapolis-st-paul-mn/o-7/with/ExcelCSVDownloads cover this station.
    Minneapolis/St Paul, MN
    O-7 · with dependents
    $3,435/ month
    $41,220 / year
    At O-7, this is #117 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA MN159 · ZIPs 55001 55003 55005 55010 55011 55014 +179 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$4,404 / mo gross
    Other dependency status here$2,937 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Minneapolis — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,250$1,689
    E-2$2,250$1,689
    E-3$2,250$1,689
    E-4$2,250$1,689
    E-5$2,541$1,905
    E-6$2,781$2,082
    E-7$2,826$2,262
    E-8$2,877$2,595
    E-9$2,985$2,655
    Warrant officer
    W-1$2,796$2,154
    W-2$2,847$2,592
    W-3$2,913$2,667
    W-4$3,015$2,784
    W-5$3,144$2,835
    Officer — prior enlisted
    O-1E$2,832$2,538
    O-2E$2,901$2,640
    O-3E$3,033$2,769
    Officer
    O-1$2,577$1,953
    O-2$2,778$2,445
    O-3$2,910$2,688
    O-4$3,183$2,820
    O-5$3,384$2,844
    O-6$3,411$2,889
    O-7$3,435$2,937
    PCS compareMinneapolis · O-7 · $3,435/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$252+$3,024/yr · like +$3,877 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Fairbanks$3,456
    Whidbey Island$3,453
    Tampa$3,441
    Traverse City$3,441
    Minneapolis$3,435
    County Cost Group 830$3,417
    Reno$3,408
    Eugene$3,375
    Buffalo$3,372
    Youngstown$1,845

    Minneapolis is #117 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Minneapolis0 – $3,435 / month
    E-1$2,250
    E-2$2,250
    E-3$2,250
    E-4$2,250
    E-5$2,541
    E-6$2,781
    E-7$2,826
    E-8$2,877
    E-9$2,985
    W-1$2,796
    W-2$2,847
    W-3$2,913
    W-4$3,015
    W-5$3,144
    O-1E$2,832
    O-2E$2,901
    O-3E$3,033
    O-1$2,577
    O-2$2,778
    O-3$2,910
    O-4$3,183
    O-5$3,384
    O-6$3,411
    O-7$3,435

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,435 a month of BAH takes more than $3,435 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.