BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,641 Without $1,230

E-5 at Morgantown draws $1,641 per month with dependents in 2026, $1,230 without

Permalink bahratedesk.com/morgantown-wv/ Excel CSV
Morgantown, WV
E-5 · with dependents
$1,641/ month
$19,692 / year
At E-5, this is #251 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA WV320 · ZIPs 26501 26502 26504 26505 26506 26507 +28 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,104 / mo gross
Without dependents here $1,230 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Morgantown · E-5 · $1,641/mo
Morgantown $1,641/mo · $19,692/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Morgantown — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,440 $1,083
E-2 $1,440 $1,083
E-3 $1,440 $1,083
E-4 $1,440 $1,083
E-5 $1,641 $1,230
E-6 $1,917 $1,437
E-7 $1,956 $1,467
E-8 $2,001 $1,701
E-9 $2,124 $1,776
Warrant officer
W-1 $1,935 $1,452
W-2 $1,974 $1,698
W-3 $2,034 $1,788
W-4 $2,157 $1,920
W-5 $2,316 $1,965
Officer — prior enlisted
O-1E $1,962 $1,638
O-2E $2,022 $1,758
O-3E $2,184 $1,908
Officer
O-1 $1,683 $1,263
O-2 $1,914 $1,578
O-3 $2,031 $1,812
O-4 $2,367 $1,950
O-5 $2,613 $1,971
O-6 $2,631 $2,010
O-7 $2,646 $2,043

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
White Sands MR $1,701
Fort Hood $1,695
Yuma $1,695
County Cost Group 760 $1,686
Montgomery $1,683
Fort Drum $1,665
Cheyenne $1,653
Wright-Patterson AFB $1,650
Fort Knox $1,647
Oklahoma City $1,644
Morgantown $1,641
County Cost Group 750 $1,638
Tulsa $1,638
Topeka $1,626
St Mary And Terrebonne $1,620
Whiteman AFB $1,611
Malmstrom SFB $1,608
Mountain Home AFB $1,605
Gulfport $1,602
Bismarck $1,596
Fallon NAS $1,596
Anniston $1,185

Morgantown is #251 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Morgantown0 – $2,646 / month
E-1 $1,440
E-2 $1,440
E-3 $1,440
E-4 $1,440
E-5 $1,641
E-6 $1,917
E-7 $1,956
E-8 $2,001
E-9 $2,124
W-1 $1,935
W-2 $1,974
W-3 $2,034
W-4 $2,157
W-5 $2,316
O-1E $1,962
O-2E $2,022
O-3E $2,184
O-1 $1,683
O-2 $1,914
O-3 $2,031
O-4 $2,367
O-5 $2,613
O-6 $2,631
O-7 $2,646

The pay chart moves this allowance far less than the map does.

Moving from Morgantown to San Francisco at E-5 is worth $3,486 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.