What is E-4 BAH at Myrtle Beach in 2026?

$1,989 per month with dependents ($23,868 per year), effective 01 JAN 2026. without dependents it is $1,647 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at Myrtle Beach 2026 — $1,989/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Myrtle Beach, SC

E-4 · with dependents

$1,989/ month

$23,868 / year

At E-4, this is #154 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134

MHA SC262 · ZIPs 29440 29442 29510 29511 29519 29526 +32 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$2,550 / mo gross

Other dependency status here$1,647 without dependents

In government quarters, no dependents$50.10 / mo partial

Myrtle Beach — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,989	$1,647
E-2	$1,989	$1,647
E-3	$1,989	$1,647
E-4	$1,989	$1,647
E-5	$2,097	$1,788
E-6	$2,361	$1,881
E-7	$2,418	$1,989
E-8	$2,481	$2,157
E-9	$2,598	$2,226
Warrant officer
W-1	$2,379	$1,962
W-2	$2,445	$2,154
W-3	$2,526	$2,238
W-4	$2,625	$2,370
W-5	$2,751	$2,433
Officer — prior enlisted
O-1E	$2,427	$2,094
O-2E	$2,511	$2,211
O-3E	$2,643	$2,352
Officer
O-1	$2,136	$1,875
O-2	$2,358	$2,064
O-3	$2,523	$2,262
O-4	$2,787	$2,415
O-5	$2,982	$2,445
O-6	$3,006	$2,502
O-7	$3,027	$2,544

What this rate means

E-4 with dependents, nearest stations0 – $5,067 / month

New York City$5,067

Durham$1,995

Albuquerque$1,992

Memphis$1,992

Eastern Shore$1,989

Myrtle Beach$1,989

Gainesville$1,986

Houston$1,974

Grand Rapids$1,950

Raleigh$1,947

Youngstown$1,134

Myrtle Beach is #154 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

Every pay grade at Myrtle Beach0 – $3,027 / month

E-1$1,989

E-2$1,989

E-3$1,989

E-4$1,989

E-5$2,097

E-6$2,361

E-7$2,418

E-8$2,481

E-9$2,598

W-1$2,379

W-2$2,445

W-3$2,526

W-4$2,625

W-5$2,751

O-1E$2,427

O-2E$2,511

O-3E$2,643

O-1$2,136

O-2$2,358

O-3$2,523

O-4$2,787

O-5$2,982

O-6$3,006

O-7$3,027

Promoting to E-5 here adds $108 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Myrtle Beach to New York City at E-4 is worth $3,078 a month — about 29 promotions worth of housing allowance, at $108 per grade here.

Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,989 a month of BAH takes more than $1,989 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 with dependents at Myrtle Beach draws $1,989 per month in 2026

What this rate means

Things the rate table doesn't tell you