O-6 without dependents, nearest stations0 – $6,633 / month
Westchester County$6,633
Maui County$5,565
San Francisco$5,532
New York City$5,514
Nantucket$5,424
Santa Clara County$5,178
Boston$5,148
Northern New Jersey$5,073
Long Island$5,043
Anniston$1,665
Nantucket is #5 of 338. The spread between
the dearest and cheapest station at this grade is $4,968 a month —
$59,616 a year, untaxed.
Every pay grade at Nantucket0 – $5,523 / month
E-1$3,231
E-2$3,231
E-3$3,231
E-4$3,231
E-5$3,798
E-6$4,101
E-7$4,221
E-8$4,500
E-9$4,737
W-1$4,188
W-2$4,497
W-3$4,764
W-4$5,151
W-5$5,268
O-1E$4,341
O-2E$4,686
O-3E$5,121
O-1$4,089
O-2$4,305
O-3$4,842
O-4$5,244
O-5$5,310
O-6$5,424
O-7$5,523
Promoting to O-7 here adds $99 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Nantucket to Westchester County at O-6 is worth $1,209 a month — about 12 promotions worth of housing allowance, at $99 per grade here.
02
Dependency status is worth 29% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $5,424 a month of BAH takes more than $5,424 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.