BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,268 Without $1,869

E-5 at Nashville draws $2,268 per month with dependents in 2026, $1,869 without

Permalink bahratedesk.com/nashville-tn/ Excel CSV
Nashville, TN
E-5 · with dependents
$2,268/ month
$27,216 / year
At E-5, this is #130 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA TN269 · ZIPs 37011 37013 37014 37024 37027 37037 +72 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,908 / mo gross
Without dependents here $1,869 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Nashville · E-5 · $2,268/mo
Nashville $2,268/mo · $27,216/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Nashville — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,112 $1,722
E-2 $2,112 $1,722
E-3 $2,112 $1,722
E-4 $2,112 $1,722
E-5 $2,268 $1,869
E-6 $2,673 $2,004
E-7 $2,712 $2,118
E-8 $2,754 $2,355
E-9 $2,853 $2,469
Warrant officer
W-1 $2,694 $2,070
W-2 $2,730 $2,352
W-3 $2,787 $2,484
W-4 $2,877 $2,676
W-5 $2,997 $2,721
Officer — prior enlisted
O-1E $2,718 $2,265
O-2E $2,772 $2,442
O-3E $2,898 $2,667
Officer
O-1 $2,322 $1,953
O-2 $2,670 $2,220
O-3 $2,784 $2,523
O-4 $3,033 $2,706
O-5 $3,219 $2,724
O-6 $3,243 $2,760
O-7 $3,264 $2,808

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Anniston $1,185

Nashville is #130 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Nashville0 – $3,264 / month
E-1 $2,112
E-2 $2,112
E-3 $2,112
E-4 $2,112
E-5 $2,268
E-6 $2,673
E-7 $2,712
E-8 $2,754
E-9 $2,853
W-1 $2,694
W-2 $2,730
W-3 $2,787
W-4 $2,877
W-5 $2,997
O-1E $2,718
O-2E $2,772
O-3E $2,898
O-1 $2,322
O-2 $2,670
O-3 $2,784
O-4 $3,033
O-5 $3,219
O-6 $3,243
O-7 $3,264

The pay chart moves this allowance far less than the map does.

Moving from Nashville to San Francisco at E-5 is worth $2,859 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.