BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 without dependents at New London draws $2,367 per month in 2026

    Permalinkbahratedesk.com/new-london-ct/w-1/without/ExcelCSVDownloads cover this station.
    New London, CT
    W-1 · without dependents
    $2,367/ month
    $28,404 / year
    At W-1, this is #79 of 338 stations loaded · high New York City $5,085 · low Youngstown $1,128
    MHA CT049 · ZIPs 06226 06249 06254 06256 06266 06280 +35 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$3,035 / mo gross
    Other dependency status here$3,093 with dependents
    In government quarters, no dependents$50.10 / mo partial
    New London — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,412$1,989
    E-2$2,412$1,989
    E-3$2,412$1,989
    E-4$2,412$1,989
    E-5$2,580$2,148
    E-6$3,072$2,304
    E-7$3,159$2,418
    E-8$3,249$2,682
    E-9$3,405$2,826
    Warrant officer
    W-1$3,093$2,367
    W-2$3,195$2,679
    W-3$3,309$2,844
    W-4$3,441$3,087
    W-5$3,603$3,177
    Officer — prior enlisted
    O-1E$3,174$2,577
    O-2E$3,291$2,796
    O-3E$3,465$3,066
    Officer
    O-1$2,646$2,241
    O-2$3,069$2,529
    O-3$3,306$2,892
    O-4$3,654$3,156
    O-5$3,906$3,204
    O-6$3,939$3,288
    O-7$3,966$3,345
    PCS compareNew London · W-1 · $2,367/mo
    Aberdeen Proving Grounds$2,205/mo · $26,460/yr
    ▼ CUT−$162−$1,944/yr · like −$2,492 of salary

    What this rate means

    W-1 without dependents, nearest stations0 – $5,085 / month
    New York City$5,085
    Stockton$2,418
    Fort Detrick$2,400
    Orlando$2,394
    Philadelphia$2,373
    New London$2,367
    Baltimore$2,349
    Ann Arbor$2,325
    Dahlgren$2,322
    Eglin AFB$2,322
    Youngstown$1,128

    New London is #79 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at New London0 – $3,345 / month
    E-1$1,989
    E-2$1,989
    E-3$1,989
    E-4$1,989
    E-5$2,148
    E-6$2,304
    E-7$2,418
    E-8$2,682
    E-9$2,826
    W-1$2,367
    W-2$2,679
    W-3$2,844
    W-4$3,087
    W-5$3,177
    O-1E$2,577
    O-2E$2,796
    O-3E$3,066
    O-1$2,241
    O-2$2,529
    O-3$2,892
    O-4$3,156
    O-5$3,204
    O-6$3,288
    O-7$3,345

    Promoting to W-2 here adds $312 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from New London to New York City at W-1 is worth $2,718 a month — about 9 promotions worth of housing allowance, at $312 per grade here.

    02

    Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,367 a month of BAH takes more than $2,367 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.