BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 with dependents at New Orleans draws $1,779 per month in 2026

    Permalinkbahratedesk.com/new-orleans-la/e-4/with/ExcelCSVDownloads cover this station.
    New Orleans, LA
    E-4 · with dependents
    $1,779/ month
    $21,348 / year
    At E-4, this is #195 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA LA116 · ZIPs 39520 39522 39529 39572 39576 70001 +125 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$2,281 / mo gross
    Other dependency status here$1,473 without dependents
    In government quarters, no dependents$50.10 / mo partial
    New Orleans — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,779$1,473
    E-2$1,779$1,473
    E-3$1,779$1,473
    E-4$1,779$1,473
    E-5$1,905$1,581
    E-6$2,373$1,779
    E-7$2,439$1,830
    E-8$2,508$2,004
    E-9$2,634$2,139
    Warrant officer
    W-1$2,394$1,797
    W-2$2,466$2,001
    W-3$2,556$2,157
    W-4$2,664$2,385
    W-5$2,805$2,454
    Officer — prior enlisted
    O-1E$2,448$1,902
    O-2E$2,541$2,109
    O-3E$2,688$2,367
    Officer
    O-1$1,968$1,650
    O-2$2,370$1,866
    O-3$2,553$2,202
    O-4$2,847$2,436
    O-5$3,060$2,472
    O-6$3,084$2,532
    O-7$3,105$2,574
    PCS compareNew Orleans · E-4 · $1,779/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$489+$5,868/yr · like +$7,523 of salary

    What this rate means

    E-4 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Cleveland$1,791
    Greenville$1,785
    Columbus$1,782
    Fort Wayne$1,782
    New Orleans$1,779
    Tallahassee$1,779
    Humboldt County$1,764
    Abilene$1,761
    Baton Rouge$1,761
    Youngstown$1,134

    New Orleans is #195 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at New Orleans0 – $3,105 / month
    E-1$1,779
    E-2$1,779
    E-3$1,779
    E-4$1,779
    E-5$1,905
    E-6$2,373
    E-7$2,439
    E-8$2,508
    E-9$2,634
    W-1$2,394
    W-2$2,466
    W-3$2,556
    W-4$2,664
    W-5$2,805
    O-1E$2,448
    O-2E$2,541
    O-3E$2,688
    O-1$1,968
    O-2$2,370
    O-3$2,553
    O-4$2,847
    O-5$3,060
    O-6$3,084
    O-7$3,105

    Promoting to E-5 here adds $126 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from New Orleans to New York City at E-4 is worth $3,288 a month — about 26 promotions worth of housing allowance, at $126 per grade here.

    02

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,779 a month of BAH takes more than $1,779 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.