E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco$5,127
New York City$5,070
Boston$4,791
Northern New Jersey$4,749
Santa Clara County$4,659
Westchester County$4,479
Long Island$4,425
Nantucket$4,344
Maui County$4,329
Hanscom AFB$4,188
Martha's Vineyard$3,984
San Diego$3,975
Florida Keys$3,969
Camp Pendleton$3,963
Cape Cod-Plymouth$3,924
Los Angeles$3,882
Kauai County$3,798
Oakland$3,759
Staten Island$3,735
Honolulu County$3,663
Miami$3,660
Anniston$1,185
New York City is #2 of 338. The spread between the
dearest and cheapest station at this grade is $3,942 a month —
$47,304 a year, untaxed.
Every pay grade at New York City0 – $7,254 / month
E-1$5,067
E-2$5,067
E-3$5,067
E-4$5,067
E-5$5,070
E-6$5,097
E-7$5,238
E-8$5,418
E-9$5,790
W-1$5,100
W-2$5,313
W-3$5,535
W-4$5,883
W-5$6,306
O-1E$5,271
O-2E$5,502
O-3E$5,949
O-1$5,073
O-2$5,094
O-3$5,529
O-4$6,459
O-5$7,128
O-6$7,194
O-7$7,254
The pay chart moves this allowance far less than the map does.
Moving from New York City to San Francisco at E-5
is worth $57 a month — about 2 promotions at this grade.
Where you are stationed outweighs rank, by a lot.
Things the rate table doesn't tell you
01
“With dependents” is a dependency
status, not a marital status. A single member paying child support can be authorized
BAH-Diff; a married dual-military couple with no children is not automatically the
with-dependents rate for both. If your situation is unusual, your finance office decides —
not this table.
02
O-8, O-9 and O-10 draw the same BAH as
O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA,
which works differently — it reimburses actual rent up to a cap, with separate utility and
move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.