BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 without dependents at Newport draws $2,796 per month in 2026

    Permalinkbahratedesk.com/newport-ri/o-2/without/ExcelCSVDownloads cover this station.
    Newport, RI
    O-2 · without dependents
    $2,796/ month
    $33,552 / year
    At O-2, this is #59 of 338 stations loaded · high New York City $5,091 · low Youngstown $1,176
    MHA RI256 · ZIPs 02702 02717 02719 02720 02721 02723 +27 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,585 / mo gross
    Other dependency status here$3,441 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Newport — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,685$2,073
    E-2$2,685$2,073
    E-3$2,685$2,073
    E-4$2,685$2,073
    E-5$2,847$2,361
    E-6$3,447$2,586
    E-7$3,702$2,778
    E-8$3,972$2,979
    E-9$4,230$3,174
    Warrant officer
    W-1$3,474$2,637
    W-2$3,813$2,967
    W-3$4,146$3,177
    W-4$4,260$3,507
    W-5$4,404$3,762
    Officer — prior enlisted
    O-1E$3,753$2,844
    O-2E$4,098$3,111
    O-3E$4,284$3,441
    Officer
    O-1$2,925$2,517
    O-2$3,441$2,796
    O-3$4,137$3,231
    O-4$4,446$3,717
    O-5$4,668$3,873
    O-6$4,707$4,125
    O-7$4,743$4,200
    PCS compareNewport · O-2 · $2,796/mo
    Aberdeen Proving Grounds$2,412/mo · $28,944/yr
    ▼ CUT−$384−$4,608/yr · like −$5,908 of salary

    What this rate means

    O-2 without dependents, nearest stations0 – $5,091 / month
    New York City$5,091
    Santa Fe$2,856
    Fort G. G. Meade$2,850
    Hartford$2,823
    Sacramento$2,805
    Newport$2,796
    JB McGuire-Dix-Lakehurst$2,793
    County Cost Group 880$2,790
    Denver$2,748
    Boulder$2,694
    Youngstown$1,176

    Newport is #59 of 338. The spread between the dearest and cheapest station at this grade is $3,915 a month — $46,980 a year, untaxed.

    Every pay grade at Newport0 – $4,200 / month
    E-1$2,073
    E-2$2,073
    E-3$2,073
    E-4$2,073
    E-5$2,361
    E-6$2,586
    E-7$2,778
    E-8$2,979
    E-9$3,174
    W-1$2,637
    W-2$2,967
    W-3$3,177
    W-4$3,507
    W-5$3,762
    O-1E$2,844
    O-2E$3,111
    O-3E$3,441
    O-1$2,517
    O-2$2,796
    O-3$3,231
    O-4$3,717
    O-5$3,873
    O-6$4,125
    O-7$4,200

    Promoting to O-3 here adds $435 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Newport to New York City at O-2 is worth $2,295 a month — about 5 promotions worth of housing allowance, at $435 per grade here.

    02

    Dependency status is worth 23% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,796 a month of BAH takes more than $2,796 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.