O-3E without dependents, nearest stations0 – $5,445 / month
San Francisco$5,445
Westchester County$5,361
Nantucket$5,121
New York City$5,115
Northern New Jersey$5,043
Santa Clara County$4,971
Boston$4,818
Long Island$4,764
Maui County$4,764
Youngstown$1,347
Northern New Jersey is #5 of 338. The spread between
the dearest and cheapest station at this grade is $4,098 a month —
$49,176 a year, untaxed.
Every pay grade at Northern New Jersey0 – $5,163 / month
E-1$3,207
E-2$3,207
E-3$3,207
E-4$3,207
E-5$3,561
E-6$3,861
E-7$4,299
E-8$4,815
E-9$4,896
W-1$4,113
W-2$4,812
W-3$4,908
W-4$5,046
W-5$5,067
O-1E$4,746
O-2E$4,878
O-3E$5,043
O-1$3,801
O-2$4,593
O-3$4,938
O-4$5,055
O-5$5,070
O-6$5,073
O-7$5,163
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 6% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $5,043 a month of BAH takes more than $5,043 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.