BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,370 Without $1,944

E-5 at Ocala draws $2,370 per month with dependents in 2026, $1,944 without

Permalink bahratedesk.com/ocala-fl/ Excel CSV
Ocala, FL
E-5 · with dependents
$2,370/ month
$28,440 / year
At E-5, this is #116 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA FL068 · ZIPs 32102 32111 32113 32133 32134 32158 +106 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,038 / mo gross
Without dependents here $1,944 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Ocala · E-5 · $2,370/mo
Ocala $2,370/mo · $28,440/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Ocala — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,205 $1,785
E-2 $2,205 $1,785
E-3 $2,205 $1,785
E-4 $2,205 $1,785
E-5 $2,370 $1,944
E-6 $2,391 $2,055
E-7 $2,409 $2,211
E-8 $2,424 $2,382
E-9 $2,517 $2,388
Warrant officer
W-1 $2,406 $2,160
W-2 $2,415 $2,379
W-3 $2,442 $2,391
W-4 $2,544 $2,400
W-5 $2,676 $2,406
Officer — prior enlisted
O-1E $2,412 $2,367
O-2E $2,433 $2,385
O-3E $2,565 $2,397
Officer
O-1 $2,382 $2,037
O-2 $2,388 $2,319
O-3 $2,439 $2,394
O-4 $2,718 $2,403
O-5 $2,922 $2,409
O-6 $2,943 $2,418
O-7 $2,961 $2,457

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Patuxent River $2,406
Beaufort $2,403
Reno $2,391
Atlanta $2,388
Corvallis $2,388
Hampden County $2,388
Charleston $2,385
Portland $2,379
Allentown $2,373
Charlottesville $2,373
Ocala $2,370
Bremerton $2,364
Detroit $2,361
Fort Carson $2,358
Richmond $2,358
County Cost Group 840 $2,322
Dahlgren $2,313
Fort Stewart $2,310
Phoenix $2,289
Volusia County $2,286
Cincinnati $2,283
Anniston $1,185

Ocala is #116 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Ocala0 – $2,961 / month
E-1 $2,205
E-2 $2,205
E-3 $2,205
E-4 $2,205
E-5 $2,370
E-6 $2,391
E-7 $2,409
E-8 $2,424
E-9 $2,517
W-1 $2,406
W-2 $2,415
W-3 $2,442
W-4 $2,544
W-5 $2,676
O-1E $2,412
O-2E $2,433
O-3E $2,565
O-1 $2,382
O-2 $2,388
O-3 $2,439
O-4 $2,718
O-5 $2,922
O-6 $2,943
O-7 $2,961

The pay chart moves this allowance far less than the map does.

Moving from Ocala to San Francisco at E-5 is worth $2,757 a month — about 131 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.