BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 with dependents at Omaha draws $1,887 per month in 2026

    Permalinkbahratedesk.com/omaha-offutt-afb-ne/e-3/with/ExcelCSVDownloads cover this station.
    Omaha/Offutt AFB, NE
    E-3 · with dependents
    $1,887/ month
    $22,644 / year
    At E-3, this is #177 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA NE192 · ZIPs 51501 51502 51503 51510 51521 51525 +87 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$2,419 / mo gross
    Other dependency status here$1,425 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Omaha — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,887$1,425
    E-2$1,887$1,425
    E-3$1,887$1,425
    E-4$1,887$1,425
    E-5$2,085$1,587
    E-6$2,376$1,779
    E-7$2,457$1,893
    E-8$2,547$2,148
    E-9$2,706$2,229
    Warrant officer
    W-1$2,394$1,827
    W-2$2,493$2,145
    W-3$2,604$2,241
    W-4$2,742$2,388
    W-5$2,913$2,475
    Officer — prior enlisted
    O-1E$2,472$2,082
    O-2E$2,586$2,211
    O-3E$2,769$2,367
    Officer
    O-1$2,127$1,683
    O-2$2,373$2,022
    O-3$2,601$2,268
    O-4$2,967$2,454
    O-5$3,231$2,502
    O-6$3,258$2,583
    O-7$3,279$2,625
    PCS compareOmaha · E-3 · $1,887/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$381+$4,572/yr · like +$5,862 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Carlisle Barracks$1,902
    Eastern Panhandle$1,899
    Twenty Nine Palms MCB$1,896
    Barstow$1,890
    Omaha$1,887
    Salem$1,872
    Syracuse$1,872
    Chattanooga$1,863
    Kansas City$1,845
    Youngstown$1,134

    Omaha is #177 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Omaha0 – $3,279 / month
    E-1$1,887
    E-2$1,887
    E-3$1,887
    E-4$1,887
    E-5$2,085
    E-6$2,376
    E-7$2,457
    E-8$2,547
    E-9$2,706
    W-1$2,394
    W-2$2,493
    W-3$2,604
    W-4$2,742
    W-5$2,913
    O-1E$2,472
    O-2E$2,586
    O-3E$2,769
    O-1$2,127
    O-2$2,373
    O-3$2,601
    O-4$2,967
    O-5$3,231
    O-6$3,258
    O-7$3,279

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 32% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,887 a month of BAH takes more than $1,887 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.