BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,658 Without $2,103

E-5 at Orlando draws $2,658 per month with dependents in 2026, $2,103 without

Permalink bahratedesk.com/orlando-fl/ Excel CSV
Orlando, FL
E-5 · with dependents
$2,658/ month
$31,896 / year
At E-5, this is #76 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA FL062 · ZIPs 32701 32703 32704 32707 32708 32709 +114 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,408 / mo gross
Without dependents here $2,103 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Orlando · E-5 · $2,658/mo
Orlando $2,658/mo · $31,896/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Orlando — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,454 $1,842
E-2 $2,454 $1,842
E-3 $2,454 $1,842
E-4 $2,454 $1,842
E-5 $2,658 $2,103
E-6 $2,961 $2,268
E-7 $2,982 $2,460
E-8 $2,991 $2,724
E-9 $3,018 $2,808
Warrant officer
W-1 $2,979 $2,394
W-2 $2,988 $2,721
W-3 $3,000 $2,820
W-4 $3,033 $2,955
W-5 $3,114 $2,967
Officer — prior enlisted
O-1E $2,985 $2,655
O-2E $2,994 $2,787
O-3E $3,045 $2,952
Officer
O-1 $2,700 $2,247
O-2 $2,958 $2,592
O-3 $2,997 $2,847
O-4 $3,135 $2,958
O-5 $3,255 $2,970
O-6 $3,282 $2,973
O-7 $3,303 $3,000

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
JB McGuire-Dix-Lakehurst $2,823
Boulder $2,754
Cape May $2,754
Everett $2,748
Tampa $2,709
Fort Myers Beach $2,694
Fort Pierce $2,691
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Anniston $1,185

Orlando is #76 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Orlando0 – $3,303 / month
E-1 $2,454
E-2 $2,454
E-3 $2,454
E-4 $2,454
E-5 $2,658
E-6 $2,961
E-7 $2,982
E-8 $2,991
E-9 $3,018
W-1 $2,979
W-2 $2,988
W-3 $3,000
W-4 $3,033
W-5 $3,114
O-1E $2,985
O-2E $2,994
O-3E $3,045
O-1 $2,700
O-2 $2,958
O-3 $2,997
O-4 $3,135
O-5 $3,255
O-6 $3,282
O-7 $3,303

The pay chart moves this allowance far less than the map does.

Moving from Orlando to San Francisco at E-5 is worth $2,469 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.