BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,502 Without $2,037

E-5 at Patrick SFB draws $2,502 per month with dependents in 2026, $2,037 without

Permalink bahratedesk.com/patrick-sfb-fl/ Excel CSV
Patrick SFB, FL
E-5 · with dependents
$2,502/ month
$30,024 / year
At E-5, this is #91 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA FL059 · ZIPs 32754 32775 32780 32781 32783 32796 +40 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,208 / mo gross
Without dependents here $2,037 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Patrick SFB · E-5 · $2,502/mo
Patrick SFB $2,502/mo · $30,024/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Patrick SFB — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,325 $1,845
E-2 $2,325 $1,845
E-3 $2,325 $1,845
E-4 $2,325 $1,845
E-5 $2,502 $2,037
E-6 $2,883 $2,163
E-7 $2,907 $2,331
E-8 $2,916 $2,583
E-9 $2,955 $2,691
Warrant officer
W-1 $2,904 $2,274
W-2 $2,913 $2,580
W-3 $2,925 $2,706
W-4 $2,976 $2,880
W-5 $3,081 $2,889
Officer — prior enlisted
O-1E $2,910 $2,499
O-2E $2,919 $2,667
O-3E $2,991 $2,877
Officer
O-1 $2,553 $2,148
O-2 $2,880 $2,445
O-3 $2,922 $2,742
O-4 $3,108 $2,883
O-5 $3,267 $2,892
O-6 $3,294 $2,895
O-7 $3,315 $2,922

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Anniston $1,185

Patrick SFB is #91 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Patrick SFB0 – $3,315 / month
E-1 $2,325
E-2 $2,325
E-3 $2,325
E-4 $2,325
E-5 $2,502
E-6 $2,883
E-7 $2,907
E-8 $2,916
E-9 $2,955
W-1 $2,904
W-2 $2,913
W-3 $2,925
W-4 $2,976
W-5 $3,081
O-1E $2,910
O-2E $2,919
O-3E $2,991
O-1 $2,553
O-2 $2,880
O-3 $2,922
O-4 $3,108
O-5 $3,267
O-6 $3,294
O-7 $3,315

The pay chart moves this allowance far less than the map does.

Moving from Patrick SFB to San Francisco at E-5 is worth $2,625 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.