What is E-4 BAH at Patuxent River in 2026?

$1,890 per month without dependents ($22,680 per year), effective 01 JAN 2026. with dependents it is $2,268 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-4 BAH at Patuxent River 2026 — $1,890/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Patuxent River, MD

E-4 · without dependents

$1,890/ month

$22,680 / year

At E-4, this is #82 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879

MHA MD135 · ZIPs 20606 20608 20609 20610 20615 20618 +36 more

Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA

Untaxed — matching it with taxable pay takes$2,423 / mo gross

Other dependency status here$2,268 with dependents

In government quarters, no dependents$50.10 / mo partial

Patuxent River — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,268	$1,890
E-2	$2,268	$1,890
E-3	$2,268	$1,890
E-4	$2,268	$1,890
E-5	$2,406	$2,040
E-6	$2,547	$2,139
E-7	$2,625	$2,271
E-8	$2,712	$2,442
E-9	$2,856	$2,469
Warrant officer
W-1	$2,562	$2,232
W-2	$2,661	$2,439
W-3	$2,772	$2,478
W-4	$2,886	$2,556
W-5	$3,033	$2,643
Officer — prior enlisted
O-1E	$2,637	$2,403
O-2E	$2,754	$2,463
O-3E	$2,910	$2,535
Officer
O-1	$2,433	$2,127
O-2	$2,544	$2,364
O-3	$2,769	$2,490
O-4	$3,075	$2,622
O-5	$3,300	$2,670
O-6	$3,327	$2,751
O-7	$3,348	$2,796

What this rate means

E-4 without dependents, nearest stations0 – $4,833 / month

New York City$4,833

Juneau$1,935

Tampa$1,932

Stockton$1,926

Philadelphia$1,893

Patuxent River$1,890

Edwards AFB$1,887

Aberdeen Proving Grounds$1,875

Beaufort$1,875

Baltimore$1,857

Fort Chaffee$879

Patuxent River is #82 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

Every pay grade at Patuxent River0 – $2,796 / month

E-1$1,890

E-2$1,890

E-3$1,890

E-4$1,890

E-5$2,040

E-6$2,139

E-7$2,271

E-8$2,442

E-9$2,469

W-1$2,232

W-2$2,439

W-3$2,478

W-4$2,556

W-5$2,643

O-1E$2,403

O-2E$2,463

O-3E$2,535

O-1$2,127

O-2$2,364

O-3$2,490

O-4$2,622

O-5$2,670

O-6$2,751

O-7$2,796

Promoting to E-5 here adds $150 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Patuxent River to New York City at E-4 is worth $2,943 a month — about 20 promotions worth of housing allowance, at $150 per grade here.

Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,890 a month of BAH takes more than $1,890 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-4 without dependents at Patuxent River draws $1,890 per month in 2026

What this rate means

Things the rate table doesn't tell you