BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,252 Without $2,703

E-5 at Portland draws $3,252 per month with dependents in 2026, $2,703 without

Permalink bahratedesk.com/portland-me/ Excel CSV
Portland, ME
E-5 · with dependents
$3,252/ month
$39,024 / year
At E-5, this is #39 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA ME139 · ZIPs 04009 04013 04015 04017 04019 04021 +38 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,169 / mo gross
Without dependents here $2,703 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Portland · E-5 · $3,252/mo
Portland $3,252/mo · $39,024/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Portland — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,087 $2,316
E-2 $3,087 $2,316
E-3 $3,087 $2,316
E-4 $3,087 $2,316
E-5 $3,252 $2,703
E-6 $3,576 $2,934
E-7 $3,825 $3,090
E-8 $4,098 $3,321
E-9 $4,425 $3,411
Warrant officer
W-1 $3,597 $3,039
W-2 $3,936 $3,318
W-3 $4,272 $3,423
W-4 $4,482 $3,630
W-5 $4,740 $3,888
Officer — prior enlisted
O-1E $3,876 $3,249
O-2E $4,221 $3,390
O-3E $4,524 $3,567
Officer
O-1 $3,297 $2,916
O-2 $3,573 $3,201
O-3 $4,260 $3,456
O-4 $4,830 $3,843
O-5 $5,235 $3,996
O-6 $5,280 $4,251
O-7 $5,322 $4,329

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
Anniston $1,185

Portland is #39 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Portland0 – $5,322 / month
E-1 $3,087
E-2 $3,087
E-3 $3,087
E-4 $3,087
E-5 $3,252
E-6 $3,576
E-7 $3,825
E-8 $4,098
E-9 $4,425
W-1 $3,597
W-2 $3,936
W-3 $4,272
W-4 $4,482
W-5 $4,740
O-1E $3,876
O-2E $4,221
O-3E $4,524
O-1 $3,297
O-2 $3,573
O-3 $4,260
O-4 $4,830
O-5 $5,235
O-6 $5,280
O-7 $5,322

The pay chart moves this allowance far less than the map does.

Moving from Portland to San Francisco at E-5 is worth $1,875 a month — about 6 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.