Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-6 without dependents at Portland draws $4,251 per month in 2026

    Permalinkbahratedesk.com/portland-me/o-6/without/ExcelCSVDownloads cover this station.
    Portland, ME
    O-6 · without dependents
    $4,251/ month
    $51,012 / year
    At O-6, this is #28 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665
    MHA ME139 · ZIPs 04009 04013 04015 04017 04019 04021 +38 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$5,450 / mo gross
    Other dependency status here$5,280 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Portland — full sheetTap a row
    PCS comparePortland · O-6 · $4,251/mo
    Aberdeen Proving Grounds$3,054/mo · $36,648/yr
    ▼ CUT$1,197−$14,364/yr · like −$18,415 of salary

    What this rate means

    O-6 without dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    West Point$4,362
    Trenton$4,344
    Oakland$4,341
    Fort Monmouth$4,314
    Portland$4,251
    Manchester$4,224
    Perth Amboy$4,221
    Seattle$4,200
    San Luis Obispo$4,197
    Anniston$1,665

    Portland is #28 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

    Every pay grade at Portland0 – $4,329 / month
    E-1$2,316
    E-2$2,316
    E-3$2,316
    E-4$2,316
    E-5$2,703
    E-6$2,934
    E-7$3,090
    E-8$3,321
    E-9$3,411
    W-1$3,039
    W-2$3,318
    W-3$3,423
    W-4$3,630
    W-5$3,888
    O-1E$3,249
    O-2E$3,390
    O-3E$3,567
    O-1$2,916
    O-2$3,201
    O-3$3,456
    O-4$3,843
    O-5$3,996
    O-6$4,251
    O-7$4,329

    Promoting to O-7 here adds $78 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Portland to Westchester County at O-6 is worth $2,382 a month — about 31 promotions worth of housing allowance, at $78 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $4,251 a month of BAH takes more than $4,251 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.