BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-6 with dependents at Portland draws $3,732 per month in 2026

    Permalinkbahratedesk.com/portland-or/o-6/with/ExcelCSVDownloads cover this station.
    Portland, OR
    O-6 · with dependents
    $3,732/ month
    $44,784 / year
    At O-6, this is #85 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839
    MHA OR243 · ZIPs 97003 97004 97005 97006 97007 97008 +129 more
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$4,785 / mo gross
    Other dependency status here$3,012 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Portland — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,193$1,821
    E-2$2,193$1,821
    E-3$2,193$1,821
    E-4$2,193$1,821
    E-5$2,379$1,932
    E-6$2,751$2,064
    E-7$2,853$2,199
    E-8$2,961$2,460
    E-9$3,138$2,565
    Warrant officer
    W-1$2,772$2,139
    W-2$2,898$2,457
    W-3$3,033$2,580
    W-4$3,180$2,772
    W-5$3,360$2,877
    Officer — prior enlisted
    O-1E$2,871$2,376
    O-2E$3,012$2,541
    O-3E$3,207$2,745
    Officer
    O-1$2,430$2,004
    O-2$2,748$2,322
    O-3$3,030$2,616
    O-4$3,420$2,853
    O-5$3,702$2,913
    O-6$3,732$3,012
    O-7$3,759$3,063
    PCS comparePortland · O-6 · $3,732/mo
    Aberdeen Proving Grounds$3,660/mo · $43,920/yr
    ▼ CUT−$72−$864/yr · like −$1,108 of salary

    What this rate means

    O-6 with dependents, nearest stations0 – $8,136 / month
    Westchester County$8,136
    Sitka$3,798
    Philadelphia$3,789
    Asheville$3,753
    Baltimore$3,741
    Portland$3,732
    Outer Banks$3,726
    Astoria$3,702
    County Cost Group 860$3,702
    Oxford$3,693
    Youngstown$1,839

    Portland is #85 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

    Every pay grade at Portland0 – $3,759 / month
    E-1$2,193
    E-2$2,193
    E-3$2,193
    E-4$2,193
    E-5$2,379
    E-6$2,751
    E-7$2,853
    E-8$2,961
    E-9$3,138
    W-1$2,772
    W-2$2,898
    W-3$3,033
    W-4$3,180
    W-5$3,360
    O-1E$2,871
    O-2E$3,012
    O-3E$3,207
    O-1$2,430
    O-2$2,748
    O-3$3,030
    O-4$3,420
    O-5$3,702
    O-6$3,732
    O-7$3,759

    Promoting to O-7 here adds $27 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Portland to Westchester County at O-6 is worth $4,404 a month — about 163 promotions worth of housing allowance, at $27 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,732 a month of BAH takes more than $3,732 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.