BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,321 Without $2,700

E-5 at Portsmouth draws $3,321 per month with dependents in 2026, $2,700 without

Permalink bahratedesk.com/portsmouth-nh-kittery-me/ Excel CSV
Portsmouth, NH/Kittery, ME
E-5 · with dependents
$3,321/ month
$39,852 / year
At E-5, this is #36 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NH194 · ZIPs 03032 03034 03036 03037 03038 03040 +100 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,258 / mo gross
Without dependents here $2,700 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Portsmouth · E-5 · $3,321/mo
Portsmouth $3,321/mo · $39,852/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Portsmouth — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,099 $2,367
E-2 $3,099 $2,367
E-3 $3,099 $2,367
E-4 $3,099 $2,367
E-5 $3,321 $2,700
E-6 $3,690 $2,901
E-7 $3,975 $3,108
E-8 $4,278 $3,399
E-9 $4,617 $3,504
Warrant officer
W-1 $3,717 $3,033
W-2 $4,098 $3,396
W-3 $4,476 $3,519
W-4 $4,668 $3,756
W-5 $4,905 $4,044
Officer — prior enlisted
O-1E $4,032 $3,318
O-2E $4,419 $3,480
O-3E $4,704 $3,684
Officer
O-1 $3,372 $2,877
O-2 $3,687 $3,249
O-3 $4,461 $3,555
O-4 $4,983 $3,993
O-5 $5,355 $4,167
O-6 $5,400 $4,455
O-7 $5,445 $4,536

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
West Point $3,468
Monterey $3,465
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Anniston $1,185

Portsmouth is #36 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Portsmouth0 – $5,445 / month
E-1 $3,099
E-2 $3,099
E-3 $3,099
E-4 $3,099
E-5 $3,321
E-6 $3,690
E-7 $3,975
E-8 $4,278
E-9 $4,617
W-1 $3,717
W-2 $4,098
W-3 $4,476
W-4 $4,668
W-5 $4,905
O-1E $4,032
O-2E $4,419
O-3E $4,704
O-1 $3,372
O-2 $3,687
O-3 $4,461
O-4 $4,983
O-5 $5,355
O-6 $5,400
O-7 $5,445

The pay chart moves this allowance far less than the map does.

Moving from Portsmouth to San Francisco at E-5 is worth $1,806 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.