BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,195 Without $2,682

E-5 at Providence draws $3,195 per month with dependents in 2026, $2,682 without

Permalink bahratedesk.com/providence-ri/ Excel CSV
Providence, RI
E-5 · with dependents
$3,195/ month
$38,340 / year
At E-5, this is #43 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA RI257 · ZIPs 01504 01529 02019 02038 02070 02093 +96 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,096 / mo gross
Without dependents here $2,682 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Providence · E-5 · $3,195/mo
Providence $3,195/mo · $38,340/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Providence — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,045 $2,283
E-2 $3,045 $2,283
E-3 $3,045 $2,283
E-4 $3,045 $2,283
E-5 $3,195 $2,682
E-6 $3,456 $2,907
E-7 $3,657 $3,048
E-8 $3,876 $3,255
E-9 $4,101 $3,324
Warrant officer
W-1 $3,477 $3,006
W-2 $3,747 $3,252
W-3 $4,017 $3,333
W-4 $4,131 $3,498
W-5 $4,272 $3,708
Officer — prior enlisted
O-1E $3,699 $3,192
O-2E $3,978 $3,306
O-3E $4,152 $3,447
Officer
O-1 $3,234 $2,892
O-2 $3,453 $3,150
O-3 $4,008 $3,357
O-4 $4,317 $3,669
O-5 $4,533 $3,792
O-6 $4,572 $3,996
O-7 $4,608 $4,068

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Fitchburg $3,093
New Haven $3,069
Warrenton $3,066
Beale AFB $2,967
Santa Fe $2,964
Anniston $1,185

Providence is #43 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Providence0 – $4,608 / month
E-1 $3,045
E-2 $3,045
E-3 $3,045
E-4 $3,045
E-5 $3,195
E-6 $3,456
E-7 $3,657
E-8 $3,876
E-9 $4,101
W-1 $3,477
W-2 $3,747
W-3 $4,017
W-4 $4,131
W-5 $4,272
O-1E $3,699
O-2E $3,978
O-3E $4,152
O-1 $3,234
O-2 $3,453
O-3 $4,008
O-4 $4,317
O-5 $4,533
O-6 $4,572
O-7 $4,608

The pay chart moves this allowance far less than the map does.

Moving from Providence to San Francisco at E-5 is worth $1,932 a month — about 7 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.