What is O-3 BAH at Quantico in 2026?

$3,090 per month without dependents ($37,080 per year), effective 01 JAN 2026. with dependents it is $3,327 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-3 BAH at Quantico 2026 — $3,090/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Quantico/Woodbridge, VA

O-3 · without dependents

$3,090/ month

$37,080 / year

At O-3, this is #59 of 338 stations loaded · high San Francisco $5,331 · low Youngstown $1,344

MHA VA296 · ZIPs 20109 20110 20111 20112 20113 20136 +29 more

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Untaxed — matching it with taxable pay takes$3,962 / mo gross

Other dependency status here$3,327 with dependents

In government quarters, no dependents$50.10 / mo partial

Quantico — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,730	$2,109
E-2	$2,730	$2,109
E-3	$2,730	$2,109
E-4	$2,730	$2,109
E-5	$2,955	$2,361
E-6	$3,174	$2,523
E-7	$3,228	$2,739
E-8	$3,288	$3,006
E-9	$3,444	$3,060
Warrant officer
W-1	$3,192	$2,661
W-2	$3,252	$3,003
W-3	$3,330	$3,072
W-4	$3,489	$3,180
W-5	$3,687	$3,240
Officer — prior enlisted
O-1E	$3,234	$2,952
O-2E	$3,315	$3,048
O-3E	$3,519	$3,165
Officer
O-1	$2,991	$2,499
O-2	$3,171	$2,883
O-3	$3,327	$3,090
O-4	$3,753	$3,222
O-5	$4,065	$3,252
O-6	$4,098	$3,306
O-7	$4,128	$3,363

What this rate means

O-3 without dependents, nearest stations0 – $5,331 / month

San Francisco$5,331

Hartford$3,174

Fort G. G. Meade$3,138

Boulder$3,129

Annapolis$3,114

Quantico$3,090

County Cost Group 880$3,072

Beale AFB$3,066

Everett$3,063

Atlantic City$3,060

Youngstown$1,344

Quantico is #59 of 338. The spread between the dearest and cheapest station at this grade is $3,987 a month — $47,844 a year, untaxed.

Every pay grade at Quantico0 – $3,363 / month

E-1$2,109

E-2$2,109

E-3$2,109

E-4$2,109

E-5$2,361

E-6$2,523

E-7$2,739

E-8$3,006

E-9$3,060

W-1$2,661

W-2$3,003

W-3$3,072

W-4$3,180

W-5$3,240

O-1E$2,952

O-2E$3,048

O-3E$3,165

O-1$2,499

O-2$2,883

O-3$3,090

O-4$3,222

O-5$3,252

O-6$3,306

O-7$3,363

Promoting to O-4 here adds $132 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Quantico to San Francisco at O-3 is worth $2,241 a month — about 17 promotions worth of housing allowance, at $132 per grade here.

Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $3,090 a month of BAH takes more than $3,090 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-3 without dependents at Quantico draws $3,090 per month in 2026

What this rate means

Things the rate table doesn't tell you