BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,091 Without $1,695

E-5 at Raleigh draws $2,091 per month with dependents in 2026, $1,695 without

Permalink bahratedesk.com/raleigh-nc/ Excel CSV
Raleigh, NC
E-5 · with dependents
$2,091/ month
$25,092 / year
At E-5, this is #161 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NC185 · ZIPs 27502 27511 27512 27513 27518 27519 +61 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,681 / mo gross
Without dependents here $1,695 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Raleigh · E-5 · $2,091/mo
Raleigh $2,091/mo · $25,092/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Raleigh — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,947 $1,515
E-2 $1,947 $1,515
E-3 $1,947 $1,515
E-4 $1,947 $1,515
E-5 $2,091 $1,695
E-6 $2,319 $1,812
E-7 $2,343 $1,950
E-8 $2,373 $2,142
E-9 $2,445 $2,202
Warrant officer
W-1 $2,337 $1,908
W-2 $2,355 $2,139
W-3 $2,394 $2,211
W-4 $2,466 $2,319
W-5 $2,562 $2,349
Officer — prior enlisted
O-1E $2,346 $2,088
O-2E $2,385 $2,187
O-3E $2,481 $2,310
Officer
O-1 $2,127 $1,800
O-2 $2,316 $2,046
O-3 $2,391 $2,232
O-4 $2,589 $2,334
O-5 $2,736 $2,352
O-6 $2,757 $2,370
O-7 $2,775 $2,409

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Grand Rapids $2,148
Lemoore NAS $2,139
Kings Bay $2,133
Salt Lake City $2,130
Eastern Shore $2,121
Durham $2,118
Fort Worth $2,118
Ogden $2,118
Rome $2,109
Myrtle Beach $2,097
Raleigh $2,091
Bridgeport $2,085
Omaha $2,085
Carlisle Barracks $2,076
Whidbey Island $2,073
Nellis AFB $2,070
Traverse City $2,070
County Cost Group 810 $2,064
Duluth $2,064
Eastern Panhandle $2,058
Provo $2,058
Anniston $1,185

Raleigh is #161 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Raleigh0 – $2,775 / month
E-1 $1,947
E-2 $1,947
E-3 $1,947
E-4 $1,947
E-5 $2,091
E-6 $2,319
E-7 $2,343
E-8 $2,373
E-9 $2,445
W-1 $2,337
W-2 $2,355
W-3 $2,394
W-4 $2,466
W-5 $2,562
O-1E $2,346
O-2E $2,385
O-3E $2,481
O-1 $2,127
O-2 $2,316
O-3 $2,391
O-4 $2,589
O-5 $2,736
O-6 $2,757
O-7 $2,775

The pay chart moves this allowance far less than the map does.

Moving from Raleigh to San Francisco at E-5 is worth $3,036 a month — about 13 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.