What is O-1E BAH at Raleigh in 2026?

$2,088 per month without dependents ($25,056 per year), effective 01 JAN 2026. with dependents it is $2,346 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-1E BAH at Raleigh 2026 — $2,088/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Raleigh, NC

O-1E · without dependents

$2,088/ month

$25,056 / year

At O-1E, this is #166 of 338 stations loaded · high San Francisco $5,124 · low Youngstown $1,188

MHA NC185 · ZIPs 27502 27511 27512 27513 27518 27519 +61 more

Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt

Untaxed — matching it with taxable pay takes$2,677 / mo gross

Other dependency status here$2,346 with dependents

In government quarters, no dependents$50.10 / mo partial

Raleigh — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,947	$1,515
E-2	$1,947	$1,515
E-3	$1,947	$1,515
E-4	$1,947	$1,515
E-5	$2,091	$1,695
E-6	$2,319	$1,812
E-7	$2,343	$1,950
E-8	$2,373	$2,142
E-9	$2,445	$2,202
Warrant officer
W-1	$2,337	$1,908
W-2	$2,355	$2,139
W-3	$2,394	$2,211
W-4	$2,466	$2,319
W-5	$2,562	$2,349
Officer — prior enlisted
O-1E	$2,346	$2,088
O-2E	$2,385	$2,187
O-3E	$2,481	$2,310
Officer
O-1	$2,127	$1,800
O-2	$2,316	$2,046
O-3	$2,391	$2,232
O-4	$2,589	$2,334
O-5	$2,736	$2,352
O-6	$2,757	$2,370
O-7	$2,775	$2,409

What this rate means

O-1E without dependents, nearest stations0 – $5,124 / month

San Francisco$5,124

Ogden$2,115

Rome$2,106

Myrtle Beach$2,094

Fairbanks$2,091

Raleigh$2,088

Omaha$2,082

Carlisle Barracks$2,073

Nellis AFB$2,067

County Cost Group 810$2,061

Youngstown$1,188

Raleigh is #166 of 338. The spread between the dearest and cheapest station at this grade is $3,936 a month — $47,232 a year, untaxed.

Every pay grade at Raleigh0 – $2,409 / month

E-1$1,515

E-2$1,515

E-3$1,515

E-4$1,515

E-5$1,695

E-6$1,812

E-7$1,950

E-8$2,142

E-9$2,202

W-1$1,908

W-2$2,139

W-3$2,211

W-4$2,319

W-5$2,349

O-1E$2,088

O-2E$2,187

O-3E$2,310

O-1$1,800

O-2$2,046

O-3$2,232

O-4$2,334

O-5$2,352

O-6$2,370

O-7$2,409

Promoting to O-2E here adds $99 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Raleigh to San Francisco at O-1E is worth $3,036 a month — about 31 promotions worth of housing allowance, at $99 per grade here.

Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,088 a month of BAH takes more than $2,088 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-1E without dependents at Raleigh draws $2,088 per month in 2026

What this rate means

Things the rate table doesn't tell you