Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    W-5 with dependents at Rapid City draws $2,664 per month in 2026

    Permalinkbahratedesk.com/rapid-city-ellsworth-afb-sd/w-5/with/ExcelCSVDownloads cover this station.
    Rapid City/Ellsworth AFB, SD
    W-5 · with dependents
    $2,664/ month
    $31,968 / year
    At W-5, this is #195 of 338 stations loaded · high Westchester County $7,338 · low Youngstown $1,806
    MHA SD264 · ZIPs 57626 57701 57702 57703 57706 57709 +26 more
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$3,415 / mo gross
    Other dependency status here$2,328 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Rapid City — full sheetTap a row
    PCS compareRapid City · W-5 · $2,664/mo
    Aberdeen Proving Grounds$3,348/mo · $40,176/yr
    ▲ RAISE+$684+$8,208/yr · like +$10,523 of salary

    What this rate means

    W-5 with dependents, nearest stations0 – $7,338 / month
    Westchester County$7,338
    Bangor$2,667
    County Cost Group 790$2,667
    Des Moines$2,667
    Kings Bay$2,664
    Rapid City$2,664
    Morehead$2,658
    Lemoore NAS$2,643
    Wichita Fls$2,634
    Albuquerque$2,631
    Youngstown$1,806

    Rapid City is #195 of 338. The spread between the dearest and cheapest station at this grade is $5,532 a month — $66,384 a year, untaxed.

    Every pay grade at Rapid City0 – $2,889 / month
    E-1$1,800
    E-2$1,800
    E-3$1,800
    E-4$1,800
    E-5$1,986
    E-6$2,211
    E-7$2,307
    E-8$2,409
    E-9$2,538
    W-1$2,229
    W-2$2,349
    W-3$2,478
    W-4$2,559
    W-5$2,664
    O-1E$2,322
    O-2E$2,457
    O-3E$2,574
    O-1$2,022
    O-2$2,208
    O-3$2,475
    O-4$2,691
    O-5$2,850
    O-6$2,871
    O-7$2,889

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,664 a month of BAH takes more than $2,664 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.