BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-7 with dependents at Reno draws $3,408 per month in 2026

    Permalinkbahratedesk.com/reno-carson-city-nv/o-7/with/ExcelCSVDownloads cover this station.
    Reno/Carson City, NV
    O-7 · with dependents
    $3,408/ month
    $40,896 / year
    At O-7, this is #119 of 338 stations loaded · high Westchester County $8,208 · low Youngstown $1,845
    MHA NV213 · ZIPs 89402 89412 89424 89431 89432 89433 +43 more
    Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen
    Untaxed — matching it with taxable pay takes$4,369 / mo gross
    Other dependency status here$2,823 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Reno — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,169$1,698
    E-2$2,169$1,698
    E-3$2,169$1,698
    E-4$2,169$1,698
    E-5$2,391$1,851
    E-6$2,679$2,007
    E-7$2,721$2,178
    E-8$2,766$2,454
    E-9$2,889$2,532
    Warrant officer
    W-1$2,697$2,100
    W-2$2,739$2,451
    W-3$2,802$2,544
    W-4$2,922$2,682
    W-5$3,075$2,730
    Officer — prior enlisted
    O-1E$2,724$2,388
    O-2E$2,790$2,514
    O-3E$2,946$2,670
    Officer
    O-1$2,433$1,941
    O-2$2,676$2,322
    O-3$2,799$2,571
    O-4$3,120$2,715
    O-5$3,357$2,736
    O-6$3,384$2,778
    O-7$3,408$2,823
    PCS compareReno · O-7 · $3,408/mo
    Aberdeen Proving Grounds$3,687/mo · $44,244/yr
    ▲ RAISE+$279+$3,348/yr · like +$4,292 of salary

    What this rate means

    O-7 with dependents, nearest stations0 – $8,208 / month
    Westchester County$8,208
    Tampa$3,441
    Traverse City$3,441
    Minneapolis$3,435
    County Cost Group 830$3,417
    Reno$3,408
    Eugene$3,375
    Buffalo$3,372
    Norfolk$3,366
    Wilmington$3,351
    Youngstown$1,845

    Reno is #119 of 338. The spread between the dearest and cheapest station at this grade is $6,363 a month — $76,356 a year, untaxed.

    Every pay grade at Reno0 – $3,408 / month
    E-1$2,169
    E-2$2,169
    E-3$2,169
    E-4$2,169
    E-5$2,391
    E-6$2,679
    E-7$2,721
    E-8$2,766
    E-9$2,889
    W-1$2,697
    W-2$2,739
    W-3$2,802
    W-4$2,922
    W-5$3,075
    O-1E$2,724
    O-2E$2,790
    O-3E$2,946
    O-1$2,433
    O-2$2,676
    O-3$2,799
    O-4$3,120
    O-5$3,357
    O-6$3,384
    O-7$3,408

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,408 a month of BAH takes more than $3,408 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.