BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,288 Without $2,466

E-5 at San Bernardino draws $3,288 per month with dependents in 2026, $2,466 without

Permalink bahratedesk.com/san-bernardino-ca/ Excel CSV
San Bernardino, CA
E-5 · with dependents
$3,288/ month
$39,456 / year
At E-5, this is #38 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA CA031 · ZIPs 91701 91729 91730 91737 91739 91743 +72 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $4,215 / mo gross
Without dependents here $2,466 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare San Bernardino · E-5 · $3,288/mo
San Bernardino $3,288/mo · $39,456/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

San Bernardino — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,958 $2,220
E-2 $2,958 $2,220
E-3 $2,958 $2,220
E-4 $2,958 $2,220
E-5 $3,288 $2,466
E-6 $3,381 $2,667
E-7 $3,399 $2,973
E-8 $3,408 $3,312
E-9 $3,465 $3,327
Warrant officer
W-1 $3,396 $2,850
W-2 $3,405 $3,309
W-3 $3,417 $3,333
W-4 $3,489 $3,372
W-5 $3,597 $3,387
Officer — prior enlisted
O-1E $3,402 $3,285
O-2E $3,411 $3,324
O-3E $3,504 $3,369
Officer
O-1 $3,306 $2,628
O-2 $3,378 $3,180
O-3 $3,414 $3,339
O-4 $3,630 $3,375
O-5 $3,798 $3,390
O-6 $3,828 $3,393
O-7 $3,855 $3,438

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Trenton $3,465
Chicago $3,438
West Palm Beach $3,423
Perth Amboy $3,393
Vallejo $3,369
Juneau $3,354
Riverside $3,351
Vandenberg SFB $3,333
Portsmouth $3,321
Marin $3,303
San Bernardino $3,288
Portland $3,252
Indian Head Navordsta $3,249
Sitka $3,210
San Luis Obispo $3,198
Providence $3,195
Manchester $3,177
County Cost Group 890 $3,156
Seattle $3,135
Washington $3,132
Burlington $3,120
Anniston $1,185

San Bernardino is #38 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at San Bernardino0 – $3,855 / month
E-1 $2,958
E-2 $2,958
E-3 $2,958
E-4 $2,958
E-5 $3,288
E-6 $3,381
E-7 $3,399
E-8 $3,408
E-9 $3,465
W-1 $3,396
W-2 $3,405
W-3 $3,417
W-4 $3,489
W-5 $3,597
O-1E $3,402
O-2E $3,411
O-3E $3,504
O-1 $3,306
O-2 $3,378
O-3 $3,414
O-4 $3,630
O-5 $3,798
O-6 $3,828
O-7 $3,855

The pay chart moves this allowance far less than the map does.

Moving from San Bernardino to San Francisco at E-5 is worth $1,839 a month — about 20 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.