Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-3 with dependents at San Bernardino draws $2,958 per month in 2026

    Permalinkbahratedesk.com/san-bernardino-ca/e-3/with/ExcelCSVDownloads cover this station.
    San Bernardino, CA
    E-3 · with dependents
    $2,958/ month
    $35,496 / year
    At E-3, this is #45 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA CA031 · ZIPs 91701 91729 91730 91737 91739 91743 +72 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$3,792 / mo gross
    Other dependency status here$2,220 without dependents
    In government quarters, no dependents$50.10 / mo partial
    San Bernardino — full sheetTap a row
    PCS compareSan Bernardino · E-3 · $2,958/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▼ CUT$690−$8,280/yr · like −$10,615 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    San Luis Obispo$3,027
    Fitchburg$3,024
    Manchester$2,994
    Seattle$2,976
    San Bernardino$2,958
    County Cost Group 890$2,955
    New Haven$2,955
    Warrenton$2,868
    Burlington$2,847
    Youngstown$1,134

    San Bernardino is #45 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at San Bernardino0 – $3,855 / month
    E-1$2,958
    E-2$2,958
    E-3$2,958
    E-4$2,958
    E-5$3,288
    E-6$3,381
    E-7$3,399
    E-8$3,408
    E-9$3,465
    W-1$3,396
    W-2$3,405
    W-3$3,417
    W-4$3,489
    W-5$3,597
    O-1E$3,402
    O-2E$3,411
    O-3E$3,504
    O-1$3,306
    O-2$3,378
    O-3$3,414
    O-4$3,630
    O-5$3,798
    O-6$3,828
    O-7$3,855

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,958 a month of BAH takes more than $2,958 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.