E-7 without dependents, nearest stations0 – $5,088 / month
New York City$5,088
San Francisco$4,782
Westchester County$4,374
Santa Clara County$4,368
Boston$4,365
Northern New Jersey$4,299
Youngstown$1,131
San Francisco is #2 of 338. The spread between
the dearest and cheapest station at this grade is $3,957 a month —
$47,484 a year, untaxed.
Every pay grade at San Francisco0 – $5,634 / month
E-1$3,573
E-2$3,573
E-3$3,573
E-4$3,573
E-5$4,086
E-6$4,443
E-7$4,782
E-8$5,196
E-9$5,286
W-1$4,644
W-2$5,193
W-3$5,301
W-4$5,454
W-5$5,496
O-1E$5,124
O-2E$5,268
O-3E$5,445
O-1$4,401
O-2$5,007
O-3$5,331
O-4$5,481
O-5$5,499
O-6$5,532
O-7$5,634
Promoting to E-8 here adds $414 a
month. The pay chart moves this allowance far less than the map does.
01
Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $4,782 a month of BAH takes more than $4,782 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.